{"generalStr":{"eventName":"Fintech Meetup","here":"here","contactEmail":"hey@fintechmeetup.com","eventId":"2080698d-208d-4d78-8506-76aa61f83421","regClosed":false,"regYetToStart":false,"showSchedule":false,"isSponsorFormVisible":true,"isApplyToSpeakFormVisible":true,"isCoLocatedEventsFormVisible":true,"mailingList":"Join Mailing List","hasSponsorLogo":false,"ticketsSponsorLogoLink":"","ticketsSponsorLogoAltText":"","ticketsAlertBannerText":"We're creating a whole new fintech event experience, and we think you're going to love it!","registrationId":"e8d6da3e-7aee-42ab-9648-6cbdbf96be56","registrationBaseUrl":"ftmus25-registration.personatech.com","getRegistrationFormsApi":"https://console.personatech.com/api/external/registration/findRegistrationFormsByRegistration","getSponsorsApi":"https://console.personatech.com/api/external/sponsors"},"header":{"twitter":"Fintech Twitter","linkedin":"Fintech Linkedin","instagram":"Fintech Instagram","about":"ABOUT","feedback":"FEEDBACK","schedule":"SCHEDULE","content":"CONTENT","agenda":"AGENDA","speakers":"SPEAKERS","agendaSpeakers":"AGENDA & SPEAKERS","sponsors":"SPONSOR","coLocatedEvents":"CO-LOCATED EVENTS","hotel":"HOTEL","getTicket":"GET TICKET","joinWaitList":"Join Wait List","viewAgendaUrl":"https://9197169.fs1.hubspotusercontent-na1.net/hubfs/9197169/Agenda_At%20a%20Glance%20(1).pdf","scrollableSections":{"about":"about","agendaSpeakers":"agendaSpeakers"},"topBar":"","topBar_old":"JOIN EVERYONE AT “THE BEST FINTECH SHOW OF THE YEAR!”"},"footer":{"privacy":"Privacy Notice","termsOfUse":"Terms of Use","termsOfAttendanceAndParticipation":"Terms of Attendance and Participation","exhibitorRulesAndRegulation":"Exhibitor Rules and Regulations","termsAndConditions":"Terms and Conditions for Sponsors Participating in Hosted Meetings","eventLLC":"© Fintech Meetup, LLC","orgEmail":"hey@fintechmeetup.com","orgContact":"","address":"605 3rd Ave, 26th Floor, New York, NY 10158","cookies":"Cookies"},"sponsors":{"title":"2025 Sponsors","goldSponsor":"Gold Sponsor","silverSponsor":"Silver Sponsor","bronzeSponsor":"Bronze Sponsor","mediaSponsors":"Media Partner","applyToSponsor":"Apply To Sponsor","showViewFloorPlanButton":false,"viewFloorPlan":"View Floorplan","floorPlan":"https://fintechmeetup2025.coconnex.com/staticview/MTM4fDM5Nzc0OQ==","description":"Elevate your brand and captivate the fintech world at Fintech Meetup! With our diverse range of branding and signage opportunities, you'll make a powerful impact at every stage - before, during, and after the event. This is your chance to shine, connect, and leave a lasting impression on thousands of industry leaders. Apply to sponsor now to see what's possible!

Space is booking up fast - don't miss out!","enableSponsorList":true},"sponsorFormDownloadBrochure":{"title":"Download Brochure","content":"

Fill out the below form to learn more about opportunities for businesses like yours at Fintech Meetup 2025.

"},"speakers":{"title":"Speakers","applyToSpeak":"Apply To Speak","seeAllSpeakers":"See All Speakers","viewAgenda":"View Agenda","speakerNotAvailable":"The speaker you are looking for is no longer available.","description":["Fintech Meetup speakers are industry leaders and disruptors from a broad cross-section of companies across fintech, payments, banking and lending. Our speakers represent some of the most innovative startups, established fintechs as well as banks, processors, networks, large solution providers and prolific industry investors.","Fintech Meetup strives to deliver a gender balanced speaker lineup. Of our 2025 speakers, 41% are women, 39% are diverse, and 75% are C-Suite/CEO.","Below are the first 100 of 250 outstanding speakers who are the architects of the New Era of Fintech."],"viewAgendaUrl":"https://9197169.fs1.hubspotusercontent-na1.net/hubfs/9197169/Agenda_At%20a%20Glance%20(1).pdf","enableSpeakers":true},"sponsorForm":{"title":"Apply to Sponsor","content":"

Fintech Meetup 2025 sponsorship opportunities are handled on a first come, first served basis.

","viewFloorPlan":"VIEW FLOORPLAN HERE","floorPlan":"https://s6.goeshow.com/ftm/meetup/2023/exhibitor_exhibit_map.cfm"},"applyToSpeakForm":{"title":"Apply to Speak","content":"","old2_content":"

We are not yet accepting applications to speak at FM25.

Please join our mailing list below if you'd like to be kept up to date with the latest information.

","old_content":"
Thanks for your interest in speaking at Fintech Meetup 2024.
Our agenda is now almost final and we're no longer accepting speaker submissions. We look forward to working with you on Fintech Meetup 2025.
","popupTitle":"Apply to Speak Guidelines","popupContent":"

Who Can Apply: We welcome applications from all fintech sectors, including banking, lending, payments, and regulators. Consultants, advisors, journalists, and influencers are also welcome.

Application Details: Include specific topics for speaker applications and detailed session topics, speakers, and audience takeaways for session applications. We?re looking for new, unpublished insights.

Speaker Requirements: Speakers must hold leadership roles (Founders, CEOs, C-suite, general partners, etc.). Sales and marketing professionals are unlikely to be approved.

Availability: Ensure all speakers have agreed to participate and are available and willing to travel to Vegas from March 10-13, 2025.

Compensation: Speakers receive a complimentary ticket. Travel and expenses are not covered.

Deadline and Notification: Applications are accepted until January 31, 2025. Decisions are made on a rolling basis with responses within 8 weeks.

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Perfect Timing:

Fintech Meetup happens once every year, kicking off the year in Q1. As the first major fintech event of the year, it sets the tone for a year of innovation and growth. Start the year with the connections and insights that will fuel your success in the new era of fintech.

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Unmatched Meetings:

Fintech Meetup is the largest and most productive event for networking in the industry. Hosting the industry's most valuable meetings program, our groundbreaking technology powers over 60,000 meetings. Connect with the right people and unlock real business opportunities.

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Thriving Community:

The fintech community loves Fintech Meetup. Join a vibrant community of fintech experts and thought leaders from around the world. Fintech Meetup continues to bring together the brightest minds to collaborate, learn, and shape the future of fintech.

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Whether you're looking to close deals, forge partnerships, learn new things,
or broaden your networks and horizons, Fintech Meetup is the place to:","reasons":{"reason":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg.png","reasonText":"Connect with new and familiar
faces including clients, vendors,
partners and friends"},"reason1":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg1.png","reasonText":"Meet potential customers and
partners, including banks, credit unions,
retailers and merchants"},"reason2":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg2.png","reasonText":"Buy, sell and discover
products, services
and solutions"},"reason3":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg3.png","reasonText":"Uncover the newest and
hottest startups"},"reason4":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg7.png","reasonText":"Launch products, make
announcements and
share news"},"reason5":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg16.png","reasonText":"Build networks and
social capital"},"reason6":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg8.png","reasonText":"Participate in media
and analyst interviews"},"reason7":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg4.png","reasonText":"Fund startups or
raise capital"},"reason8":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg6.png","reasonText":"Reach out to
potential acquirers or
acquisition targets"},"reason9":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg12.png","reasonText":"Learn from industry leaders and innovators from both established and startup companies"},"reason10":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg18.png","reasonText":"Join, engage with and learn from leading communities across the fintech landscape"},"reason11":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg19.png","reasonText":"Entertain and inform customers, prospects and partners by co-locating events and experiences"},"reason12":{"imgPath":"https://a.fintechmeetup.com/assets/img/reasonImg17.png","reasonText":"Discover new and emerging products, services and solutions"},"reason13":{"imgPath":"https://a.fintechmeetup.com/assets/img/andMore.png","reasonText":"And much more!"}}},"when":{"title":"When is Fintech Meetup 2022?","content":"Fintech Meetup 2022 will be held online on March 22-24, 2022 from 9:30 am to 12:15 pm PT (12:30 pm-3:15 pm ET).
We'll block your calendar until we schedule your final set of meetings."},"how":{"title":"How it works:","eventDate":"March 22-24, 2022","howItWorksStep1":["Select Who You","Want to Meet:","Mar 7-11, 2022"],"howItWorksStep2":["It's Time to Meetup!","Engage in Video Meetings:","Mar 22-24, 2022"],"howItWorksStep3":["Complete your Profile &","Tell Us Your Availability:","Feb 28-Mar 4, 2022"],"howItWorksStep4":["Opt-In to Requests You","Receive & Accept Meetings:","Mar 14-17, 2022"],"howItWorksStep5":["Get Additional","Email Intros:","Mar 25, 2022"],"howItWorksStepImg1":"https://a.fintechmeetup.com/assets/img/how-step-1.png","howItWorksStepImg2":"https://a.fintechmeetup.com/assets/img/how-step-2.png","howItWorksStepImg3":"https://a.fintechmeetup.com/assets/img/how-step-3.png","howItWorksStepImg4":"https://a.fintechmeetup.com/assets/img/how-step-4.png","howItWorksStepImg5":"https://a.fintechmeetup.com/assets/img/how-step-5.png"},"agendaSpeakers":{"title":"Agenda Preview","description":"Fintech Meetup's 2025 agenda addresses the industry's biggest challenges and opportunities, offering insights on the evolving financial landscape. It highlights strategies, technologies, and tactics from top executives to help the fintech community succeed.","agendaSpeakersContent":{"items":["Thriving in a New Era of Fintech:"]},"applyForm":"Apply here to speak at Fintech Meetup!","downloadAgenda":"","downloadAgenda_old":"DOWNLOAD 2024 AGENDA","seePreliminaryAgenda":"Get a first-look at our 2023 agenda, and stay tuned for more updates!","viewAgenda":"View Agenda","viewAgendaUrl":"https://9197169.fs1.hubspotusercontent-na1.net/hubfs/9197169/FMU%202024/Agenda%20at%20a%20Glance.pdf","seeAllSpeakers":"See All Speakers"}},"tickets":{"title":"","errorMsg":"Oops! Something went wrong! Please reload the page or email {contactEmail} for tickets.","sectionTitle":"Get Tickets Here!","description":"

Registration is live and Early Bird Rate Tickets are available! Now's the time to get your individual or bulk tickets at the lowest rates we'll offer. Fintech Meetup will sell out, so we recommend you get your tickets now. We reserve the right to reject any registration, and will let you know if we cannot accommodate you. Ticket Terms & Conditions are here.

","apply":"Apply","defaultContentImg":"https://a.fintechmeetup.com/assets/img/tickets_eventDetails_new.png","noTicketsForCS":"No Tickets found.","registerNowFor":"Register Now for","free":"FREE","applyNow":"APPLY NOW","getTicket":"GET TICKET","ticketDiscountText":"and Save {discount}% off the standard Attendee rate of","ticketList":[{"displayOrder":1,"color":"#afdff2","className":"bankFree","addBreakAfterAmpersand":false,"id":"b2e5f070-7f28-4049-a3ab-10d1e674e9ef"},{"displayOrder":2,"color":"#a38edd","className":"retailerFree","addBreakAfterAmpersand":false,"id":"44a21213-d1a7-4018-bda3-99db02576fe6"},{"displayOrder":3,"color":"#94a5fd","addBreakAfterAmpersand":false,"className":"generalAttendee","id":"102f3e12-c6bf-45ab-b69a-d8ed55a30ec0"},{"displayOrder":4,"color":"#9ce293","className":"bulkTickets","addBreakAfterAmpersand":false,"id":"742243d3-e488-4928-a2b1-88f2cb7e0fb5"},{"displayOrder":5,"color":"#f4821c","addBreakAfterAmpersand":false,"className":"earlyStageStartup","id":"84ea012e-e4e6-47cf-816b-c57e1a3c2f91"},{"displayOrder":6,"color":"#f4821c","addBreakAfterAmpersand":false,"className":"growthStagestartup","id":"d431f492-32e8-4a03-a34d-53729c020f68"},{"displayOrder":7,"color":"#6299e8","className":"bankPaid","addBreakAfterAmpersand":false,"id":"bf0efc1a-7cde-423c-a4ac-e771d9e92069"},{"displayOrder":8,"color":"#5eccba","className":"retailerPaid","addBreakAfterAmpersand":true,"id":"e1f15eb3-a63a-44d5-9b78-9efdb768a068"},{"displayOrder":9,"color":"#fffdb6","className":"nonprofits","addBreakAfterAmpersand":false,"id":"488d677e-1045-4263-a0b6-f56141e0ff9e"},{"displayOrder":10,"color":"#d6d6d6","addBreakAfterAmpersand":false,"className":"studentAndProfessor","id":"aaa8e9d6-631a-4f3a-9ee9-26db256e4fe5"},{"displayOrder":11,"color":"#80f9ea","addBreakAfterAmpersand":false,"className":"employeesInTransition","id":"a3e95b39-8336-4304-ba22-93f35e48ccfc"},{"displayOrder":12,"color":"#ffd500","className":"media","addBreakAfterAmpersand":false,"id":"ba5439af-74a2-4970-a999-d8507f72a2d5"}]},"registrationClosed":{"title":"THE TRAIN HAS LEFT THE STATION","regEnded":"Registration for {eventName} ended on March 6","contact":"Please email {contactEmail} for further information"},"registrationYetToStart":{"title":"Registration for FM25 is not currently live. Please join our mailing list below if you'd like to be kept up to date with the latest information.","joinOur":"","contact":""},"privacy":{"title":"Privacy Policy","externalUrl":"https://hyve.group/Privacy-notice","contentsList":{"title":"Contents:","items":["Introduction","Purpose of this Privacy Policy","The data we collect about you and how it is collected","What we don't do","How we use your personal data","Sharing your personal data","Legal basis of processing","International transfers of data","Data security","Data retention","Customer content","Links to other websites","Your rights","Data from minors","Contact us","Changes to this Privacy Policy"]},"introduction":{"title":"Introduction","scrollTo":"Introduction","sectionContent":["Fintech Meetup, LLC, (\"we\", \"us\" or \"our\") is committed to protecting and respecting your privacy and personal data. This privacy policy will explain how we look after your personal data. Please read it carefully. For ease of use this document is provided in a structured format so you can click through to the specific sections using the links above.","Throughout this document, references to Fintech Meetup's Website should be read to include any subdomains of the Fintech Meetup website.","If there are any terms in this privacy policy that you do not agree with, please discontinue use of the Fintech Meetup (and associated sub-domains) website, apps and any other Fintech Meetup products immediately. Consenting to allow us to process and store your data is optional. However, failure to provide that consent will prevent us from delivering information about and access to our events to you as mentioned above.","You also acknowledge that, by accessing or using our Website, you agree to be bound by all of the terms and conditions of use pertaining to our Website and contained in the Terms of Use (available here)","We respect your right to privacy and always comply with your wishes to remove your data from our systems, for further details, see the \"Your Rights\" section below."],"sectionList":[""],"sectionContent1":[""]},"purposeOfPrivacyPolicy":{"title":"Purpose of this Privacy Policy","scrollTo":"Purpose of this Privacy Policy","sectionContent":["This policy gives you information about how Fintech Meetup, LLC collects and processes your personal data through your use of the Fintech Meetup website, data you submit through webforms, joining mailing lists or use of Fintech Meetup technology and apps and any data collected at our in-person events.","This privacy policy supplements any more specific privacy notices we may provide to you when collecting specific information from you and is not intended to override them."],"sectionList":[""],"sectionContent1":[""]},"dataWeCollect":{"title":"The data we collect about you and how it is collected","scrollTo":"The data we collect about you and how it is collected","subSectionList":[{"title":"Personal information you disclose to us","subSectionData":{"content":["We collect personal information that you voluntarily provide to us when you register on the Website, express interest in obtaining information about our products and services, use our Website chatbot, participate in our events, participate in our meetings and collaboration programs or otherwise when you contact us.","The personal information that we collect depends on the context of your interactions with us and the Website, the choices you make and the products and features you use.","The personal information we collect may include the following: name, address, email address and phone number, alternate email address, job title, profile information, username and password, contact preferences, billing details, assistant details."],"list":[""],"sectionContent":[""]}},{"title":"Information automatically collected from the Website","subSectionData":{"content":["We automatically collect certain information when you visit, use or navigate the Website. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Website and other technical information. This information is primarily needed to maintain the security and operation of our Website, and for our internal analytics and reporting purposes.","Like many businesses, we also collect information through cookies and similar technologies. The information we collect includes:"],"list":["Log and Usage data: Log and usage data is service-rated, diagnostic, usage and performance information our servers automatically collect when you access or use our Website and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type and settings and information about your activity in the Website (such as the date/time stamps associated with your usage, pages and files viewed, searches and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called 'crash dumps') and hardware settings)","Device data: We collect device data such as information about your computer, phone, tablet or other device you use to access the Website. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model, Internet Service Provider and/or mobile carrier, operating system and system configuration information."],"sectionContent":["Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Website."]}}]},"whatWeDontDo":{"title":"What we don't do","scrollTo":"What we don't do","sectionContent":["Fintech Meetup does NOT:"],"sectionList":["Record, store or share video or audio data from virtual event video meetings. Meetings are confidential between participants.","Share participants' contact details with other participants, except for (1) participants you met in virtual event video meetings or in-person meetings (2) up to 8 email introductions for high value double opt-in mutual matches that we were unable to schedule as meetings (3) scheduled meetings that are canceled and converted to email introductions.","Sell or share participant data with third parties, except for sharing data with the technology provider we partner with to deliver our services.","Share metadata about how you used our platform with third parties (for example how you searched for people to meet, or who you requested to meet).","Store or share data from the virtual event video meeting in-meeting chat functionality.","Require any specialist software to be installed on your system or devices. All access to our proprietary platform is via your web browser. Customers who wish to complete pre-event tasks and/or access virtual event video meetings via their mobile devices can download our app via the App Store or Google Play."],"sectionContent1":[""]},"personalData":{"title":"How we use your personal data","scrollTo":"How we use your personal data","sectionContent":["We use personal information collected for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to perform a contract with you, with your consent, and/or for compliance with our legal obligations.","We use the information we collect or receive to:"],"sectionList":["Provide you with information about and access to the events we produce.","Deliver and facilitate delivery of Fintech Meetup event services to you and other participants, including user-to-user communication. We may use your information to provide you with the requested service.Analyze profile or behavioral data to help us improve the events, products and messaging we offer to you.","Inform other participants in our events of your participation in our events, such as through our meeting and collaboration programs and our mobile apps, for purposes relating to their presence at our events and the purposes for which you might attend our events as set forth in our various messaging and communications.","Inform editorial media and equity analysts that are participating in our events to facilitate their editorial coverage.","Respond to user inquiries/offer support to users. We may use your information to respond to your inquiries and solve any potential issues you might have with the use of our Services.","Manage user accounts. We may use your information for the purposes of managing your account and keeping it in working order.","Send administrative information to you. We may use your personal information to send you product, service and new feature information and/or information about changes to our terms, conditions, and policies.","Request feedback. We may use your information to request feedback and to contact you about your use of our events and services.","Protect our Services. We may use your information as part of our efforts to keep our events and services safe and secure (for example, for fraud monitoring and prevention).","Enforce our terms, conditions and policies for business purposes, to comply with legal and regulatory requirements or in connection with our contract.","Respond to legal requests and prevent harm. If we receive a subpoena or other legal request, we may need to inspect the data we hold to determine how to respond."],"sectionContent1":["The above list does not cover customer content, including any personal data about you that may be shared during Fintech Meetup event meetings (either virtual or in-person), Tabletalks or other formats associated with our events. See Customer Content section below for more information."]},"sharingPersonalData":{"title":"Sharing your personal data","scrollTo":"Sharing your personal data","personalData":[{"listTitle":["We may share your personal data with selected third parties, including:"],"list":["Service providers, who provide IT systems, customer management systems, visitor registration systems, event management systems and administration services and who will process your data in accordance with the terms of our data processing agreements with them. These include providers such as Personatech (Fintech Meetup's strategic technology partner), Google, Amazon Web Services, Hubspot plus selected in-person event service providers.","Other Fintech Meetup event participants, to allow participants to interact with each other via the App, web browser or email."]},{"listTitle":["We may share your information with law enforcement agencies, public authorities or other organizations if legally required to do so, or if we have a good faith belief that such use is reasonably necessary to:"],"list":["comply with legal obligation, process or request;","enforce our terms and conditions and other agreements, including investigation of any potential violation thereof;","detect, prevent or otherwise address security, fraud or technical issues; or","protect the rights, property or safety of us, our users, a third party or the public as required or permitted by law (including exchanging information with other companies and organizations for the purposes of fraud protection)."]},{"listTitle":["We may also disclose your information to third parties:"],"list":["in the event that we sell or buy any business or assets, in which case we may disclose your data to the prospective seller or buyer of such business or assets; or","if we or substantially all of our assets are acquired by a third party, in which case information held by us about our users will be one of the transferred assets."]}],"sectionContent":["We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.","We encourage our service providers to adopt and post privacy policies. However, the use of your Personal Information by our service providers is governed by the privacy policies of those service providers and is not subject to our control."]},"legalProcessing":{"title":"Legal basis of processing","scrollTo":"Legal basis of processing","sectionContent":["We may process or share your data that we hold based on the following legal basis:"],"sectionList":["Consent: We may process your data if you have given us specific consent to use your personal information for a specific purpose.","Legitimate Interests: We may process your data when it is reasonably necessary to achieve our legitimate business interests.","Performance of a Contract: Where we have entered into a contract with you, we may process your personal information to fulfill the terms of our contract.","Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).","Vital Interests: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved."],"sectionContent1":[""]},"intTransferOfData":{"title":"International transfers of data","scrollTo":"International transfers of data","sectionContent":["Fintech Meetup, LLC may store or process personal data in any country where we or our service providers have facilities. By providing personal data for any of the purposes stated above, you acknowledge that your personal data may be transferred to or stored in the United States or in other countries around the world. Such countries may have data protection rules that are different and less protective than those of your country."],"subSectionData":{"title":"Data transfers outside of the EEA","content":["If you are a resident in the European Economic Area, then these countries may not necessarily have data protection laws or other similar laws as comprehensive as those in your country. If your personal data is transferred outside of the EEA, we will however take all necessary measures to protect your personal information in accordance with this privacy notice and applicable law."]}},"dataSecurity":{"title":"Data security","scrollTo":"Data security","sectionContent":["We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.","Unfortunately, the transmission of information via the internet is not completely secure. We will do our best to protect your information, but we cannot guarantee the security of your information transmitted over the internet; any transmission is at your own risk. We will use strict procedures and security features to try to prevent unauthorised access to your information within our control and possession.","We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so."],"sectionList":[""],"sectionContent1":[""]},"dataRetention":{"title":"Data retention","scrollTo":"Data retention","sectionContent":["We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements (unless a longer period is required or permitted by law).","In certain circumstances you can ask us to delete your data: see 'Your rights' below for further information.","In some circumstances we may anonymize your personal data (so that it can no longer be associated with you) for research or statistical purposes in which case we may use this information indefinitely without further notice to you."],"sectionList":[""],"sectionContent1":[""]},"customerContent":{"title":"Customer content","scrollTo":"Customer content","sectionContent":["Customer content is the ?in-session? information you provide directly through your participation in Fintech Meetup events, such as meeting data, chat logs, files and any other information uploaded while participating in an event. Fintech Meetup, LLC uses customer content only in connection with providing the Services--we do not monitor, sell or use customer content for any other purposes.","We do not control the actions of anyone with whom you or any other Event participant may choose to share information. Therefore, we cannot and do not guarantee that any customer content you or any user provides will not be viewed by unauthorized persons. Nor can Fintech Meetup, LLC control or be responsible for the information a user may choose to share during a virtual event video meeting or in-person meeting. You should be cautious about the access you provide to others when using the Fintech Meetup Event technology and the information you choose to share when using the technology. Fintech Meetup Event technology includes networking features, including video meetings and chat functionality. Ensure when using these features that you do not share any personal data that you do not want to be seen, collected or used by other users."],"sectionList":[""],"sectionContent1":[""]},"linksToWebsites":{"title":"Links to other websites","scrollTo":"Links to other websites","sectionContent":["When you use a link to go from our Website to a website operated by a third party, this Privacy Policy is no longer in effect. We are not responsible for the privacy practices employed by third-party websites linked to or from our Website, nor for the information or content contained therein.","We may provide links to other websites for your convenience and information. These sites operate independently from our Website and are not under our control. These sites may have their own privacy notices in place, which we strongly suggest you review if you visit any linked websites. We are not responsible for the content of these sites, any products or services that may be offered through these sites, or any other use of these sites."],"sectionList":[""],"sectionContent1":[""]},"yourRights":{"title":"Your rights","scrollTo":"Your rights","rightsList":{"listTitle":"You have the right to:","list":["Ask for a copy of any information we hold about you","Withdraw any consents you have given","Opt out of email marketing","Ask us to correct any inaccurate or incomplete information we have about you","Ask us to delete your information from our records","Ask us to send a copy of your information to a third party in a data portable format","Object to the processing of your information when we process it for direct marketing purposes on the basis of our legitimate interest","Ask us to suspend the processing of your information","Lodge a complaint with your local Data Protection Authority"]},"sectionContent":["If you would like to unsubscribe from our communications at any time, you may do so in the footer of any of our emails.","If you wish to exercise any of the rights set out above, please contact us using the details below. A fee is not usually payable to exercise your rights (although we reserve the right to charge you a reasonable fee if your request is unfounded, repetitive or excessive). We will ask you to provide identification to ensure that we are providing information to the correct person. We will try to respond to requests within a month.","In a small subset of circumstances, we will keep some personal information that you have asked us to remove for the following purposes: (i) troubleshoot problems; (ii) assist with investigations; (iii) enforce our Site rules; or (iv) comply with legal requirements.","Therefore, you should not expect that all of your Personally Identifiable Information will always be completely removed from our databases in response to your requests."],"rights":[{"title":"European Privacy rights","content":["As well as the rights described above, if you are a resident in the European Economic Area and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: http://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm"]},{"title":"California Privacy rights","content":["If you are a resident of California you may have a right pursuant to Section 1798.83 of the California Civil Code to obtain certain information about the types of personal data (if any) that we have shared with third parties for direct marketing purposes during the preceding calendar year, including the names and addresses of those third parties, and examples of the types of services or products marketed by those third parties.","Fintech Meetup, LLC does not share data with third parties for direct marketing purposes, however please contact us using the details below if you would like to exercise any of your rights explained above in relation to your personal data."]}]},"dataFromMinors":{"title":"Data from minors","scrollTo":"Data from minors","sectionContent":["We do not knowingly solicit data from or market to children under 18 years of age. By using the website, app or any other Fintech Meetup assets, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor's provision of data. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us using the details below."],"sectionList":[""],"sectionContent1":[""]},"contactUs":{"title":"Contact us","scrollTo":"Contact us","sectionContent":["If you have any questions about this privacy policy or wish to exercise your rights under this policy, you can contact us by:","Emailing us at: hey@fintechmeetup.com","Writing us at: Fintech Meetup, LLC, 605 3rd Ave, 26th Floor, New York, NY 10158"],"sectionList":[""],"sectionContent1":[""]},"changesToPolicy":{"title":"Changes to this Privacy Policy","scrollTo":"Changes to this Privacy Policy","sectionContent":["This policy was last updated on April 28, 2022. Any changes we may make to this policy in the future will be posted on this page. Please check back frequently to see any updates or changes to this policy. Archived copies can be obtained by contacting us at the address above."],"sectionList":[""],"sectionContent1":[""]}},"termsOfUse":{"title":"Terms of Use","headerNote":["Fintech Meetup, LLC, (\"we\", \"us\" or \"our\"), owns and operates this website (our \"Site\"). References to Fintech Meetup's Website should also be read to include subdomains of the Fintech Meetup website.","We offer our Site, including all information, products and services available from our Site, to you the user, conditioned upon your acceptance of all the terms, conditions, policies and notices stated here. Your continued use of our Site constitutes your agreement to all such terms, conditions, policies and notices."],"keypoints":{"acceptance":{"title":"Acceptance of Terms of Use","desc":"You agree to the terms and conditions outlined in these Terms of Use with respect to our Site. These Terms of Use constitute the entire and only agreement between you and us, and supersede all prior or contemporaneous agreements, representations, warranties and understandings with respect to our Site, the content, products or services provided by or through our Site, and the subject matter of these Terms of Use. These Terms of Use may be amended at any time by us without specific notice to you. The latest Terms of Use will be posted on our Site, and you should review these prior to using our Site."},"copyright":{"title":"Copyright","desc":"The content, organization, graphics, design, compilation, digital conversion and other matters related to our Site are protected under applicable copyrights, trademarks and other proprietary (including but not limited to intellectual property) rights. The copying, redistribution, use or publication by you of any such matters or any part of our Site, except as allowed by Section 4, is strictly prohibited. You do not acquire ownership rights to any content, document or other materials viewed through our Site. The posting of information or materials on our Site does not constitute a waiver of any right in such information and materials."},"serviceMarks":{"title":"Service Marks","desc":"Products and names mentioned on our Site may be trademarks of their respective owners."},"limitedRightToUse":{"title":"Limited Right to Use","desc":"The accessing, viewing, browsing, printing, or downloading of any content, graphic, form or document from our Site grants you only a limited, nonexclusive license for use solely by you for your own personal use and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works or other use. Any other use is prohibited without our prior, express permission. No part of any content, form or document may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical, other than for your personal use except with our prior, express permission. You agree that all of your use of our Site will comply with applicable laws."},"editingDeletingModification":{"title":"Editing, Deleting and Modification","desc":"We reserve the right in our sole discretion to edit or delete any documents, information or other content appearing on our Site."},"indemnification":{"title":"Indemnification","desc":"You agree to indemnify, defend and hold harmless us and our affiliates and subsidiaries, and their officers, directors, employees, contractors, agents, licensors and suppliers, from and against all losses, liabilities, expenses, damages and costs, including reasonable attorneys' fees and court costs, arising or resulting from any violation of these Terms of Use or any activity related to your account or password, if any (including but not limited to negligent or wrongful conduct), by you or any other person accessing our Site using your account or password. If you cause a technical disruption of our Site or the systems transmitting our Site to you or others, you agree to be responsible for any and all losses, liabilities, expenses, damages and costs, including reasonable attorneys' fees and court costs, arising or resulting from that disruption."},"nontransferable":{"title":"Nontransferable","desc":"Your right to use our Site is not transferable. Any password or right given to you to obtain information or documents is not transferable."},"disclaimerLimits":{"title":"Disclaimer and Limits","desc":"THE INFORMATION FROM OR THROUGH OUR SITE IS PROVIDED \"AS-IS,\" \"AS AVAILABLE,\" AND ALL WARRANTIES, EXPRESS OR IMPLIED, (INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE) ARE DISCLAIMED TO THE FULLEST EXTENT PROVIDED BY APPLICABLE LAW. THE INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. WE HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE. IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES EXCEPT AS OTHERWISE REQUIRED BY LAW. THE NEGATION OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU. OUR SITE AND THE PRODUCTS, SERVICES, AND INFORMATION PRESENTED WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH OUR SITE SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THESE TERMS OF USE. WE WILL NOT BE LIABLE TO YOU FOR ANY INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OF ANY KIND THAT MAY RESULT FROM USE OF OR INABILITY TO USE OUR SITE. OUR MAXIMUM LIABILITY TO YOU UNDER ALL CIRCUMSTANCES WILL BE EQUAL TO THE PURCHASE PRICE YOU PAY FOR ANY GOODS, SERVICES OR INFORMATION ON OUR SITE."},"useOfInformation":{"title":"Use of Information","desc":"We will not be required to treat any remarks, suggestions, ideas, graphics, material or other information communicated by you to us through our Site (collectively, the \"Submission\") as confidential, and we will not be liable for any ideas (including without limitation, product, service or advertising ideas), and we will not incur any liability as a result of any similarities that may appear in our future products, services or operations. Without limitation, you hereby grant us with a perpetual, exclusive, unrestricted, non-revocable, royalty-free license to use, print, publish, sell, copy, distribute, make derivative works of, and license others to use each Submission in any form or medium, now or hereafter existing, or in any language during the full term of the copyright therein and throughout the world. We will be entitled to use the Submission for any commercial or other purpose whatsoever, without compensation to you or any other person sending the Submission. You acknowledge that you are responsible for whatever Submission you submit, and you, not us, have full responsibility for the message, including its legality, reliability, appropriateness, and originality."},"thirdPartyServices":{"title":"Third-Party Services","desc":"We may allow access to or advertise third-party product or service providers (\"Merchants\") from which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by Merchants. Merchants are responsible for all aspects of order processing, fulfillment, billing and customer service. We are not a party to the transactions entered into between you and Merchants. You agree that use of such Merchants is AT YOUR SOLE RISK AND IS WITHOUT WARRANTIES OF ANY KIND BY US, EXPRESSED, IMPLIED OR OTHERWISE INCLUDING WARRANTIES OF TITLE, FITNESS FOR PURPOSE, MERCHANTABILITY OR NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES ARE WE LIABLE FOR ANY DAMAGES ARISING FROM THE TRANSACTIONS BETWEEN YOU AND MERCHANTS OR FOR ANY INFORMATION, SERVICE OR PRODUCT APPEARING ON MERCHANT SITES OR ANY OTHER SITE LINKED TO OUR SITE."},"thirdPartyMerchantPolicies":{"title":"Third-Party Merchant Policies","desc":"All rules, policies (including privacy policies) and operating procedures of Merchants will apply to you while on such sites. We are not responsible for information provided by you to Merchants. We and the Merchants are independent contractors and neither party has authority to make any representations or commitments on behalf of the other."},"privacy Policy":{"title":"Privacy Policy","desc":"We may or may not use information that we receive or collect through our Site in any manner. Our Privacy Policy (available here), as it may change from time to time, is a part of these Terms of Use."},"payments":{"title":"Payments","desc":"You represent and warrant that if you are purchasing something from us or from Merchants on third-party sites that (i) any credit information you supply is true and complete, (ii) charges incurred by you will be honored by your credit card company, and (iii) you will pay the charges incurred by you at the posted prices, including any applicable taxes."},"linksToOtherWebsites":{"title":"Links to Other Websites","desc":"Our Site may contain links to other websites. WE ARE NOT RESPONSIBLE FOR THE CONTENT, ACCURACY OR OPINIONS EXPRESSED IN OR THE PRODUCTS OR SERVICE PROVIDED ON SUCH WEBSITES, AND SUCH WEBSITES ARE NOT INVESTIGATED, MONITORED OR CHECKED FOR ACCURACY OR COMPLETENESS BY US. Inclusion of any linked website on our Site does not imply approval or endorsement of the linked website by us. If you decide to leave our Site and access these third-party sites, you do so at your own risk."},"informationPressReleases":{"title":"Information and Press Releases","desc":"OUR SITE CONTAINS INFORMATION AND PRESS RELEASES ABOUT US. WHILE THIS INFORMATION WAS BELIEVED TO BE ACCURATE AS OF THE DATE PREPARED, WE DISCLAIM ANY DUTY OR OBLIGATION TO UPDATE THIS INFORMATION OR ANY PRESS RELEASES. Information about companies other than ours contained in the press release or otherwise, should not be relied upon as being provided or endorsed by us."},"miscellaneous":{"title":"Miscellaneous","desc":"The headings in these Terms of Use are for convenience of reference only and shall not limit or otherwise affect the meaning hereof. Should any part of these Terms of Use be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. To the extent that anything in or associated with our Site is in conflict or inconsistent with these Terms of Use, these Terms of Use shall take precedence. Our failure to enforce any provision of these Terms of Use shall not be deemed a waiver of such provision nor of the right to enforce such provision. Only we may modify these Terms of Use, and may make modifications at any time. Modifications will be in effect upon posting to our Site. These Terms of Use shall for all purposes be governed and construed in accordance with the internal law of the State of New York and the United States of America."}}},"termsOfParticipation":{"title":"Terms of Attendance and Participation","headerNote":["Last Revised: May 16, 2024","As a registered attendee or participant (\"you\") in Fintech Meetup 2025 (the \"Event\") you agree to these terms and conditions (collectively, the \"Agreement\") with Fintech Meetup, LLC (\"Fintech Meetup\"). If you are completing the registration on behalf of another individual, you warrant that you have made the attendee or participant aware of this Agreement and that he or she has accepted these terms and conditions."],"keypoints":{"attendeeRequirements":{"title":"1. Attendee Requirements:","points":["Admittance. Your registration entitles you only to admittance to the Event. All other costs associated with your attendance (e.g., travel and accommodation expenses) shall be borne solely by you, and Fintech Meetup shall have no liability for such costs.","Use of Likeness. By attending the Event you grant Fintech Meetup the right at the Event to record, film, photograph, or capture your likeness in any media and to distribute, broadcast, use, or otherwise disseminate, in perpetuity, such media without any further approval from or any payment to you.","Event Content. Fintech Meetup, in its sole discretion, reserves the right to change any and all aspects of the Event, including but not limited to, the Event name, themes, content, programs, speakers, moderators, venue and time.","Identification. At time of check in, you must provide a form of photo identification.","Attendee Badge Usage. Attendee badges must be worn at all times in Event areas.","Visa Requirements. It is solely your responsibility to comply with any government visa requirements and failure to do so does not constitute a basis for a refund.","Attendee Requirements:"]},"prohibitedConduct":{"title":"2. Prohibited Conduct:","points":["No form of harassment, victimization, bullying, discrimination or threatening, malicious or abusive language or conduct will be tolerated towards our staff, visitors, other customers or service providers.","Limitations on Use. By registering, you agree not to share, transfer, sell or trade your badge. If you violate this policy, Fintech Meetup may cancel your attendance and retain any payments.","Photography, Recording, and Videotaping. You may not record audio or video of sessions at the Event. Fintech Meetup allows cameras on the show floor. You may take pictures within the show for purposes of company or annual reports, company media pieces, marketing materials, etc.","Denial of Admission. Fintech Meetup reserves the right to deny admission to anyone for any reason.","Hacking, Unauthorized Software Access or Modification: Any attempts to insert code, scripts, use unauthorized tools or otherwise hack, access or modify the software Fintech Meetup provides to Meetings Program participants and Event Attendees, will result in immediate cancellation (with no notice or refund) of your attendance. Fintech Meetup reserves the right to also cancel the attendance of all participants from your organization, as well as any exhibit booth, Hosted Meetings or sponsorships your organization has purchased, with no notice or refund."]},"fees":{"title":"3. Fees:","points":["Payment. Applicable fees are due upon registration. If payment is insufficient or declined for any reason, Fintech Meetup may refuse to admit you and shall have no resulting liability.","Taxes. Fees may be subject to sales tax, value added tax, or other taxes and duties, which, if applicable, will be charged to you in addition to the fees.","No Retroactive Fees Adjustments. Once you have registered, your fees will not be adjusted downward based on any sponsorship, discount or any other reason.","Discount and Special Rates. There are no special rates for daily attendance, expo hall-only attendance, etc. Only full conferences tickets are available. If you register using a special rate that is not applicable to you, or that you subsequently become ineligible for (for example you register for an Employees in Transition ticket, but before the Event you secure a new role), you hereby give Fintech Meetup the right (in its sole discretion) to either (1) charge your card for the difference upon notice to you that Fintech Meetup does not agree with your selection of a special rate, or (2) cancel your ticket and registration. All determinations of special rates are at the sole discretion of Fintech Meetup. Even if you meet the definition and requirements of a special rate, Fintech Meetup reserves the right to not provide you any special rate.","Discount Codes. No discount codes will be honored for onsite attendance. Discount codes may not be used with certain promotions."]},"cancellationSubstitutions":{"title":"4. Cancellation, Substitution and Lost Badge Policy:","points":["Attendee Fees are Nonrefundable. Fintech Meetup does not refund fees.","No Carry Over Fees. There will be no carry over of registrations or fees to subsequent events.","No Subsequent Speaker Refunds. Paid attendees that later join as speakers are not entitled to a refund of attendee fees paid.","Badge Issuance. Once you have received your badge on site, it cannot be changed, substituted or reissued to a different person.","No Conversion to Sponsor Pass. Registered attendees cannot convert their passes to complimentary sponsor passes.","Substitutions. Ticket transfers to other individuals from your organization are possible using the Fintech Meetup platform. Recipients of ticket transfers made after February 21, 2025 will be unable to participate in Fintech Meetup's Meetings Program. The final date for ticket transfers is March 7, 2025."]},"privacyPolicy":{"title":"5. Privacy Policy:","points":["Fintech Meetup is committed to protecting the privacy of its attendees and participants. Fintech Meetup's privacy policy is available at https://hyve.group/privacy-notice/."]},"intellectualProperty":{"title":"6. Intellectual Property:","points":["All intellectual property rights in and to the Event, the Event content, and all materials distributed at or in connection with the Event are owned by Fintech Meetup or the Event sponsors or speakers at the Event. You may not use or reproduce or allow anyone to use or reproduce any trademarks (including without limitation \"Fintech Meetup\") or other trade names appearing at the Event, in any Event content or in any materials distributed at or in connection with the Event for any reason without the prior written permission of Fintech Meetup.","For the avoidance of doubt, nothing in this Agreement shall be deemed to vest in you any legal or beneficial right in or to any trademarks or other intellectual property rights owned or used under license by Fintech Meetup; nor does this Agreement grant to you any right or license to any other intellectual property rights of Fintech Meetup, all of which shall at all times remain the exclusive property of Fintech Meetup."]},"disclaimerOfWarranties":{"title":"7. Disclaimer of Warranties, Limitation of Liability:","points":["Fintech Meetup gives no warranties in respect of any aspect of the Event or any materials related thereto or offered at the Event and, to the fullest extent possible under the laws governing this Agreement, disclaims all implied warranties, including but not limited to warranties of fitness for a particular purpose, accuracy, timeliness, and merchantability. The Event is provided on an \"as-is\" basis. Fintech Meetup does not accept any responsibility or liability for reliance by you or any person on any aspect of the Event or any information provided at the Event.","Except as required by law, Fintech Meetup shall not be liable for any direct, indirect, special, incidental, or consequential costs, damages or losses arising directly or indirectly from the Event or other aspect related thereto or in connection with this Agreement.","The maximum aggregate liability of Fintech Meetup for any claim in any way connected with, or arising from, the Event or this Agreement, whether in contract, tort, or otherwise (including any negligent act or omission), shall be limited to the amount paid by you to Fintech Meetup under this Agreement."]},"miscellaneous":{"title":"8. Miscellaneous:","points":["Fintech Meetup's failure to exercise any right shall not be deemed a waiver of any further rights. Fintech Meetup shall not be liable for any failure to perform its obligations where such failure results from any cause beyond Fintech Meetup's reasonable control. If any provision of this Agreement is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary for this Agreement to otherwise remain in full force and effect and enforceable. This Agreement is not assignable, transferable or sub-licensable by you except with Fintech Meetup's prior written consent. Fintech Meetup may sub-license, transfer, sell or assign this Agreement and/or any of its purported obligations hereunder at any time to any person or entity, with or without notice. This Agreement shall be governed by the internal laws of the State of New York and the parties shall submit to the exclusive jurisdiction of the federal and State courts located in the State of New York.","A party that substantially prevails in an action brought under this Agreement is entitled to recover from the other party its reasonable attorneys' fees and costs. Both parties agree that this Agreement is the complete and exclusive statement of the mutual understanding of the parties and supersedes and cancels all previous written and oral agreements, communications and other understandings relating to the subject matter of this Agreement, and that all modifications must be in a writing signed by both parties, except as otherwise provided herein.","Neither party shall be liable for any failure to fulfill its obligations under this agreement due to causes beyond its control, including but not limited to, fire, earthquake, explosion or other casualty, riot, or civil commotion, act of government or governmental instrumentality (whether federal, state or local), war, act of terrorism, failure of performance by a common carrier, failure in whole or in part of third party technical facilities (e.g., an Internet hosting company), act of God, epidemic, pandemic or any other cause beyond the reasonable control of such party (a \"Force Majeure Event\"). Without limiting the foregoing, Fintech Meetup shall not be liable for the cancellation or postponement of the Event for a period longer than twelve (12) months, as a result of any such Force Majeure Event, and your sole and exclusive remedy under will be the reimbursement of the ticket fee.","No agency, partnership, joint venture, or employment is created as a result of this Agreement and you acknowledge that you do not have any authority of any kind to bind Fintech Meetup in any respect whatsoever."]},"termsOfParticipation":{"title":"9. Terms of Participation for Fintech Meetup's Meetings Program:","points":["Registration deadlines. If you register your ticket before midnight of Friday February 21, 2025, your Fintech Meetup 2025 ticket entitles you to inclusion in Fintech Meetup's Meetings Program (\"Meetings Program\"). No extensions or exceptions can be granted to this deadline and no refunds will be provided for individuals who want to participate but do not register their ticket before the deadline. Participating in the Meetings Program is optional.

Individuals from Sponsor organizations who will be designated as Hosted Meetings Representatives must register before midnight of Friday February 21, 2025 (only applies to Sponsors who have purchased Hosted Meetings).

Deadlines are subject to change at the discretion of Fintech Meetup.","Pre-Event process and timelines. Fintech Meetup will provide you with clear guidelines and instructions on the inputs required from you (and associated deadlines) preceding the Event as part of the Meetings Program. These inputs and timelines are needed in order to ensure that you and other Meetings Program participants have the best experience. Failure to provide inputs on a timely basis will result in a sub-optimal experience for you at the Meetings Program and may result in your inability to participate in the Meetings Program. Fintech Meetup takes no responsibility for failure to follow these guidelines resulting in a sub-optimal experience.","Meetings. All meetings that Fintech Meetup schedules are double opt-in (both participants must express interest in meeting each other) and subject to (1) the onsite availability indicated by participants, (2) interest levels, and (3) other scheduling factors. Fintech Meetup does not guarantee that participants will receive meetings.","Logo. You will be able to upload and edit your organization's logo, for use prior to, during and following the event. We reserve the right to update, change or edit the logo for operational or technical reasons.","Prohibited Conduct.","Privacy Policy. We are committed to protecting the privacy of Meetings Program Participants. Data we collect will be used in accordance with our privacy policy, which is available here."]}}},"termsAndConditions":{"title":"Terms and Conditions for Sponsors Participating in Hosted Meetings
as part of Fintech Meetup's Meetings Program","sectionContent":["Last revised: May 16, 2024","These terms and conditions (\"Terms & Conditions\") apply to those individuals(\"Hosted Meetings Participant\", \"you\", or \"your\") participating in Hosted Meetings (\"Hosted Meetings\") on behalf of sponsors as part of Fintech Meetup LLC's (\"Fintech Meetup\", \"we\", \"us\", or \"our\") Meetings Program (\"Meetings Program\") scheduled to be held during Fintech Meetup on March 10-13, 2025 in Las Vegas, NV (the \"Event\")","These Terms & Conditions may be modified from time to time, so check back often. So that you are aware changes have been made, we will adjust the \"Last revised\" date at the beginning of this document. Continued participation in the Event by you will constitute your acceptance of any changes or revisions to these Terms & Conditions."],"conditionsList":[{"mainList":["We will arrange a series of 15-minute meetings (\"Hosted Meetings\") between (a) Hosted Retailers & Merchants Buyers and/or Hosted Banks & Credit Unions Buyers (\"Hosted Buyers\"), and (b) Hosted Meetings Participants. All Hosted Meetings will take place during Meeting Times, as part of the Event's Meetings Program. Notwithstanding the number of meetings purchased on behalf of any given Hosted Meetings Participant or in aggregate by all Hosted Meetings Participants, we do not guarantee any minimum number of Hosted Buyers or any minimum number of Hosted Meetings for any Hosted Meetings Participant. The number of meetings arranged for any given Hosted Meetings Participant might be below the number purchased."],"list":[{"listContent":["\"Hosted Retailer & Merchant Buyers\" are those qualifying individuals from retailers and merchants (companies that are primarily in the direct-to-consumer business of online or physical retail of consumer goods and services, including traditional retailers, direct-to-consumer brands, online marketplaces, hotels and restaurants (payments or financial services, credit card, prepaid card, gift card, check cashing and remittance companies do not qualify) who identify themselves to Fintech Meetup as buyers or influencers of the purchase of technology and other solutions for their organizations, and who also agree to take up to eight (8) 15-minute Hosted Meetings with Hosted Meetings Participants as part of the Hosted Program. Fintech Meetup provides complimentary tickets to the Event and travel reimbursement up to $750 to these Hosted Buyers."],"subList":[""]},{"listContent":["\"Hosted Bank & Credit Union Buyers\" are those qualifying individuals from (i) any FDIC registered bank or (ii) Credit Union registered with the National Credit Union Administration, and who also agree to take up to eight (8) 15-minute Hosted Meetings with Hosted Meetings Participants as part of the Hosted Program. Fintech Meetup provides complimentary tickets to the Event and travel reimbursement up to $750 to these Hosted Buyers."],"subList":[""]},{"listContent":["\"Hosted Meetings Participants\" are those individuals who (i) enrolled in the Meetings Program and were designated as Hosted Meetings Representatives for their organization, pursuant to a fully executed contract between their organization and Fintech Meetup (\"Contract\"), or (ii) enrolled in the Meetings Program and were designated as Hosted Meetings Representatives for their organization, following their organization directly purchasing Hosted Meetings as part of the Event. A single organization may have multiple Hosted Meetings Participants. Hosted Meetings Participants are included in the process of arranging Hosted Meetings with Hosted Buyers, which process is defined by Fintech Meetup in its sole discretion and may change from time to time."],"subList":[""]},{"listContent":["\"Meeting Times\" are predetermined time slots during which Hosted Meetings take place. The Meeting Times are at the sole discretion of Fintech Meetup, will be provided to Hosted Buyers and Hosted Meetings Participants by Fintech Meetup and are subject to change by Fintech Meetup. As of the date of these Terms & Conditions, Meetings Times are scheduled to be:"],"subList":["Tuesday, March 11, 2025:
","Wednesday, March 12, 2025:
"]},{"listContent":["Fintech Meetup will notify Hosted Meetings Participants of the specific times of their meetings within Meeting Times prior to the start of the Event. A failure on the part of Hosted Meetings Participants to be available for all Meeting Times may limit the ability of Fintech Meetup to arrange Hosted Meetings for those Hosted Meetings Participants."],"subList":[""]}]},{"mainList":["The number of Hosted Meetings purchased by any given Hosted Meetings Participant either directly or by their organization as part of a Contract is that Hosted Meetings Participant or organization's \"Hosted Meetings Cap\". A Hosted Meetings Cap can be increased by purchasing additional Hosted Meetings at any time set forth by Fintech Meetup (deadlines apply at the sole discretion of Fintech Meetup)."],"list":[""]},{"mainList":["Hosted Meetings are priced as set forth in the Contract (the price of each meeting being the \"Price Per Meeting\") or online during Fintech Meetup, and the Hosted Meetings Participant must pay an amount equal to the Hosted Meetings Cap multiplied by the Price Per Meeting (\"Meetings Payment Amount\"). Fintech Meetup has the right to increase the Price Per Meeting at any time."],"list":[{"listContent":["Fintech Meetup will complete a post event reconciliation to determine the number of \"Completed Hosted Meetings\" which is defined as the number of Hosted Meetings that (i) actually took place, (ii) would have taken place but for the absence of the Hosted Meetings Participant during the Hosted Meeting (including late arrivals resulting in Hosted Meetings that are less than 15 minutes in length), and (iii) would have taken place but for the cancellation of a Hosted Meeting by the Hosted Meetings Participant due to availability or for any other reason."],"subList":["If the number of Completed Hosted Meetings multiplied by the Price Per Meeting (averaged if more than one Price Per Meeting applies) is less than the Meetings Payment Amount, Fintech Meetup will provide a refund of the difference (\"Refund\") within 60 days following the end of the Event (\"Refund Payment Date\")."]}]},{"mainList":["Hosted Meetings Participants must provide relevant information and respond to Fintech Meetup's requests by our stated deadlines as set forth in Fintech Meetup's Meetings Program guidelines (and other communications), including:"],"list":[{"listContent":["Completing their profiles, which includes information about themself and their organizations (\"Profiles\"). All Profiles are subject to the review and approval of Fintech Meetup."],"subList":[""]},{"listContent":["Selecting Hosted Buyers for potential meetings and designating such selections as Hosted Meeting Requests."],"subList":[""]},{"listContent":["Adding Hosted Meetings to their calendars as requested by Fintech Meetup."],"subList":[""]}]},{"mainList":["A Hosted Meetings Participant, or their organization, may add one or more non-attendees from their organization as an Organization Admins (or assign attendees from their organizations as Organization Admins). Organization Admins can complete certain pre-event tasks on behalf of Hosted Meeting Participants. Organization Admins cannot attend the Event unless they hold a valid ticket, pay the applicable ticket fees, and abide by all of the terms and conditions set forth in the Terms of Attendance and Participation, which are available here."],"list":[""]},{"mainList":["Hosted Meetings Participants must comply with Fintech Meetup's Meetings Program rules and directives, including:"],"list":[{"listContent":["All Hosted Meetings Participants must hold a valid ticket, pay the applicable ticket fees, and abide by all of the terms and conditions set forth in the Terms of Attendance and Participation, which are available here."],"subList":[""]},{"listContent":["Hosted Meetings Participants, must:"],"subList":["Be available during Meeting Times.","Join Hosted Meetings at the times designated by Fintech Meetup.","Prepare for the Hosted Meetings assuming that Hosted Buyers have not prepared in advance.","Notify Fintech Meetup of any Hosted Buyer who was not present for a Hosted Meeting."]},{"listContent":["Hosted Meetings Participants must NOT do the following, which may result in termination from the Meetings Program (and/or any subsequent Fintech Meetup Meetings Programs, including future Events):"],"subList":["Contact any of the Hosted Buyers with whom they have Hosted Meetings prior to the event (unless they have also come into contact with those Hosted Attendees in the ordinary course of business unrelated to Hosted Meetings, in which case Hosted Meetings Participants can only reach out to those Hosted Buyers about matters unrelated to Hosted Meetings.)","Change the scheduled time of their Hosted Meetings (Hosted Meetings must take place at the time assigned by Fintech Meetup).","Contact any Hosted Buyers who do not show up for their Hosted Meeting (unless they have also come into contact with those Hosted Buyers in the ordinary course of business unrelated to Hosted Meetings, in which case Hosted Meetings Participants can only reach out to those Hosted Buyers about matters unrelated to Hosted Meetings.)"]},{"listContent":["The Hosted Meetings Participant must each complete a feedback survey following the Event, providing specific evaluations for each meeting. Failure to provide feedback by the Refund Payment Date may delay your Refund until feedback has been completed."],"subList":[""]},{"listContent":["Fintech Meetup in its sole discretion determines the eligibility of any Hosted Meetings Participant or Hosted Buyer to be accepted for Hosted Meetings and may in its sole discretion end enrollment of any Hosted Meetings Participant or Hosted Buyer in the Meetings Program or Hosted Meetings at any time and for any reason, including canceling any Hosted Meetings and providing a refund of any Meetings Payment Amount (in such an event the payment amount would be due within 60 days following the end of the Event)."],"subList":[""]}]},{"mainList":["Time is of the essence in all Meetings Program deadlines."],"list":[""]}]},"exhibitorRulesAndRegulations":{"title":"Exhibitor Rules and Regulations","headerNote":["Last revised: April 23, 2023"],"keypoints":{"agreement":{"title":"Agreement:","list":[{"listContent":["Each exhibitor (each such party an \"Exhibitor\") at the 2024 Fintech Meetup event (the \"Event\") hereby agrees to abide by the terms and conditions of this agreement (this \"Agreement\"), together with such additional terms and conditions as may be adopted by Fintech Meetup, LLC, a Delaware limited liability company, with an address at 605 3rd Ave, 26th Floor, New York, NY, 10158 (\"Fintech Meetup\") and provided to Exhibitor from time to time."]}]},"term":{"title":"Term:","list":[{"listContent":[""],"subList":["This Agreement shall remain in force from the date entered into by the parties until the last day of the Event (the \"Term\") unless terminated earlier in accordance with the provisions of this Agreement.","Without prejudice to the termination rights set out in Section 6 or 7 below, either party has the right at any time to terminate this Agreement immediately by giving written notice to the other in the event that the other: (i) has committed a material breach of any of its obligations under this Agreement (including a failure to pay any amounts due under this Agreement) and has not remedied any such breach (if capable of remedy) within fourteen (14) days of being required to do so by written notice; or (ii) files a voluntary petition in bankruptcy or a petition seeking any reorganization, liquidation, dissolution, or similar relief under any applicable law relating to bankruptcy, insolvency, or relief for debtors, or the admission by such other party of its inability to pay debts as they mature, or the making by such other party of an assignment for the benefit of creditors or the taking of similar action for the benefit of creditors, or (iii) suffers the entry by a court of competent jurisdiction of an order, judgment, or decree approving a petition filed against such other party seeking any reorganization, liquidation, dissolution, or similar relief under any applicable law relating to bankruptcy, insolvency, or other relief for debtors and the expiration of the period, if any, allowed by applicable law in which to appeal therefrom.","If this Agreement is terminated by Fintech Meetup in accordance with Section 2.2: (i) where such termination occurs prior to commencement of the Event, Exhibitor shall be obliged to pay the Exhibit Fees and any sums outstanding as at the date of termination shall be payable by Exhibitor within fourteen (14) days of the date of Fintech Meetup's notice of termination; (ii) Fintech Meetup shall be entitled to re-sell the exhibit space assigned to Exhibitor to a third party; (iii) there shall be no obligation on Fintech Meetup to refund any sums paid by Exhibitor pursuant to Section 5; and (iv) if applicable, any of the Exhibitor's property at the Event shall be removed by Exhibitor immediately, failing which the property shall be removed by Fintech Meetup at the Exhibitor's expense.","Termination of this Agreement by either party for any reason shall be without prejudice to any rights or obligations that may have accrued as at the date of such termination."]}]},"assignmentOfExhibitSpaceAndEventRights":{"title":"Assignment of Exhibit Space and Event Rights:","list":[{"listContent":["In exchange for a stand-alone exhibit fee or for an exhibit fee included as part of sponsorship fee (in either case, referred to herein as the \"Exhibit Fee\"), Fintech Meetup shall provide Exhibitor with an assigned exhibit space for certain hours defined by Fintech Meetup during the Event. Where the Exhibitor informs Fintech Meetup prior to entering into the Agreement, that there is a specific exhibit space that is desired, Fintech Meetup shall use commercially reasonable efforts to allocate that specific exhibit space to the Exhibitor. However, Exhibitor acknowledges and agrees that Fintech Meetup cannot guarantee availability of any preferred exhibit space. Fintech Meetup reserves the right to assign, or relocate, exhibit areas or reconfigure the exhibition area for the betterment of the Event or otherwise in its sole discretion with no liability to you provided the exhibit area continues to be similar to the exhibit area as originally presented to the Exhibitor. Without limiting any of the foregoing, exhibit space assignments may be revoked by Fintech Meetup at any time, including onsite during the Event, upon breach of the terms and conditions of this Agreement. Exhibit space assignment shall be conditional on payment in full of all amounts due hereunder or under any other contract with Fintech Meetup. The exhibit space assigned to Exhibitor is for the use of the named Exhibitor only. Exhibit space sharing in whole or in part with any third party is expressly prohibited."]}]},"operationOfExhibits":{"title":"Operation of Exhibits:","list":[{"listContent":["Displays in exhibit spaces must be designed and operated in a manner that respects the rights of other Exhibitors and attendees. Displays shall not (x) block or obstruct the view of or (y) create noise or other disturbance for a neighboring or other Exhibitor. All lighting within the exhibit space must be arranged and operated so as not to be distracting to adjacent Exhibitors. Exhibitor, together with any employee, agent or independent contractor of Exhibitor, will conduct itself/himself/herself in a manner lending proper dignity, decorum and professionalism to the Event. Fintech Meetup may, in its sole discretion, remove Exhibitor, or any employee, agent or independent contractor of Exhibitor, from the premises for behavior that Fintech Meetup determines in its sole discretion to be inappropriate. Without limiting the foregoing, the following activities are expressly prohibited in exhibit spaces: preparation of food or beverages, promotional contests that require physical skill, unauthorized taking of photographs, derogatory advertisements of other Exhibitors, competitive or like-mannered businesses, or activities (including, but not limited to, materials promoting Exhibitor's attendance at the Event) which would be deemed inaccurate, defamatory, abusive, profane or offensive by a reasonable person. Exhibitor warrants to Fintech Meetup that it is legally entitled by ownership or license to use the items exhibited or materials relating to the activities carried out in exhibit space, and that the same shall not infringe the rights of any third party, or otherwise be unlawful, or be detrimental to Fintech Meetup or its general commercial interests. Exhibitor indemnifies Fintech Meetup against all costs, expenses, damages, claims, losses and liabilities suffered or incurred by Fintech Meetup as a result of the Exhibitor carrying out any of the aforementioned prohibited activities or breaching the aforementioned warranty. Fintech Meetup reserves the right, in its sole discretion, to exclude the showing of any products in the exhibit area that are deemed objectionable. Exhibitor is responsible for payment of fees, royalties or fines for use of any third-party work that is protected by copyright, patent or trademark. Exhibit space must be staffed by at least one member of the Exhibitor's employees at all times during scheduled exhibit hours. Unless prior written permission is received from Fintech Meetup, all Exhibitor personnel must be 21 years of age or older. Exhibitor personnel must be dressed appropriately and confine their activities on behalf of Exhibitor to the exhibit space of Exhibitor. Any food or beverage that is distributed at exhibit spaces may be subject to additional fees from the Event venue. Distribution of certain food and beverage items may be prohibited and advance approval is required. Operation of exhibit spaces is subject to any applicable rules and regulations of the Event venue and Exhibitor hereby acknowledges and agrees with the terms thereof, a copy of which has been made available to Exhibitor. The Exhibitor shall ensure that the exhibit space is left in good order and in a clean condition at the end of the Event and in accordance with the aforementioned rules and regulations, provided that in the event of any failure to do so, Fintech Meetup may elect to carry out these obligations and has sole discretion to dispose of any items remaining at the exhibit space and Exhibitor shall be liable to Fintech Meetup for any costs so incurred in doing so."]}]},"termsOfPayment":{"title":"Terms of Payment:","list":[{"listContent":["Payment of the Exhibit Fee is due in accordance with and as stated in the applicable invoice sent by Fintech Meetup to Exhibitor."]}]},"cancellationByExhibitor":{"title":"Cancellation by Exhibitor:","list":[{"listContent":["Exhibitor acknowledges and agrees that actual occupancy of the exhibit space reserved by the Exhibitor is of the essence of this Agreement during and throughout the Event. In the event that Exhibitor does not occupy its allocated exhibit space by the opening time on the first day of the Event, Fintech Meetup may occupy, re-allocate to a third party or cause said space to be occupied in its sole discretion without in any way releasing the Exhibitor from any liability hereunder. Furthermore, if Exhibitor does not occupy and staff its allocated exhibit space in accordance with the terms of this Agreement, all rights of Exhibitor to such exhibit space shall terminate and Exhibitor shall be obliged to pay the full Exhibit Fee, with any outstanding sums payable by the Exhibitor within fourteen (14) days. Exhibitor acknowledges and agrees that Fintech Meetup will likely sustain losses if Exhibitor cancels its commitment for some or all of its assigned exhibit space. Accordingly, Exhibitor shall forfeit the full amount of its Exhibit Fee in the event that Exhibitor cancels its commitment for some or all of its assigned exhibit space. Each party acknowledges and agrees, after taking into account the terms of this Agreement and all relevant circumstances at the date hereof, that the forfeiting of such Exhibit Fee represents a reasonable and genuine pre-estimate of the damages which would be suffered by Fintech Meetup in the event of Exhibitor's cancellation and does not constitute a penalty. In addition, any fees included within the Exhibit Fee (or any sponsorship fee) for any attendees of Exhibitor who do not attend the Event, for any reason, are not reimbursable, in whole or in part."]}]},"cancellationOfExhibitSpaceByFintechMeetup":{"title":"Cancellation of Exhibit Space by Fintech Meetup:","list":[{"listContent":["Exhibit space may be canceled by Fintech Meetup for failure to make payments when due or failure by Exhibitor to comply with the applicable terms and conditions of this Agreement. If exhibit space is so canceled by Fintech Meetup, Exhibitor shall forfeit all payments made and Fintech Meetup shall have the right to reassign such canceled space to another exhibitor in its sole discretion without mitigation of such forfeited amounts."]}]},"alterationOrCancellationOfEventByFintechMeetup":{"title":"Alteration or Cancellation of Event by Fintech Meetup:","list":[{"listContent":["Exhibitor acknowledges and agrees that Fintech Meetup may modify the branding of the Event (in Fintech Meetup's sole discretion); provided, however, in the event of any material modification to the branding of the Event, Fintech Meetup will provide you reasonable notice (email shall suffice) prior to the Event. In the event that the Event does not occur on the scheduled date for any reason, Fintech Meetup may determine in its sole discretion to roll forward this Agreement to an alternative date within 12 months of the scheduled date. Fintech Meetup will provide Exhibitor prior written notice of any such change. Exhibitor acknowledges and agrees that any such change shall not be deemed to be a breach of this Agreement; provided, however, in the event the Event is unable to be rescheduled within twelve (12) months, Exhibitor may provide written notice to us and elect to have the Exhibit Fee previously paid refunded to Exhibitor, which refund will be Exhibitor's sole and exclusive remedy under this Agreement."]}]},"attendance":{"title":"Attendance:","list":[{"listContent":["Fintech Meetup shall use its commercially reasonable efforts to market the Event and attract attendees, but does not guarantee specific levels of attendance at the Event or any particular exhibit space location. Fintech Meetup makes no representations or warranties, express or implied, regarding attendance levels at the Event."]}]},"insurance":{"title":"Insurance:","list":[{"listContent":["Exhibitor and its independent contractors, at their sole expense, shall obtain and maintain during the Event insurance coverage and provide Fintech Meetup, LLC and the Event venue with a certificate of insurance (reasonably acceptable to Fintech Meetup, LLC) and applicable additional insured endorsements at least thirty (30) days prior to use of the premises as follows:"],"subList":["Worker's Compensation Insurance as required by local or state law;","Employers' Liability Insurance in minimum limits of $1,000,000 per occurrence;","Commercial General Liability Insurance (including but not limited to blanket contractual liability and personal and advertising injury coverage) with minimum limits of at least $2,000,000 in any one occurrence and $2,000,000 in the aggregate;","Personal Property Insurance on all personal property in the care, control or custody of an insured party, including coverage for all risks (including theft)."]},{"listContent":["All insurance policies shall:"],"subList":["be with insurers rated at least A VII by AM Best;","be endorsed to provide thirty (30) days prior written notice of cancellation, non-renewal or reduction in coverage."]},{"listContent":["Such commercial general liability and umbrella/excess insurance shall name Fintech Meetup, LLC and Venetian Las Vegas Gaming, its parent company, subsidiaries and affiliates as additional insureds. If you fail to procure such insurance, or deliver such certificates, we may procure, at our option, the same, and the cost thereof shall be paid within five (5) days after delivery to you of bills therefore."]}]},"security":{"title":"Security:","list":[{"listContent":["In no case will Fintech Meetup be responsible for theft, loss or damage to Exhibitor's products or exhibit space or display. Exhibitor agrees that it is wholly responsible for protecting its property on and off the Event premises. Exhibitor is encouraged to have guards or security cages and should insure their property (from the time it leaves their warehouse or place of business until it returns) at their own expense."]}]},"taxesAndLicenses":{"title":"Taxes and Licenses:","list":[{"listContent":["Exhibitor agrees to be responsible for obtaining any licenses, permits, or approvals required under federal, state or local law applicable to its activities at the Event. Exhibitor shall be responsible for obtaining any tax identification numbers and paying all taxes, license fees or other charges that are due or payable to any governmental authority in connection with its activities at the Event. Exhibitor is responsible for all applicable ASCAP/BMI music licensing fees."]}]},"indemnification":{"title":"Indemnification:","list":[{"listContent":["Without prejudice to the indemnity given by Exhibitor in Section 4 above or Section 14 below, Exhibitor shall indemnify, defend and hold harmless Fintech Meetup, its affiliates and each of their respective officers, directors, managers, employees, agents, representatives and invitees, and their respective successors, assigns and heirs, from and against any and all losses, liabilities, costs, damages, claims, or expenses, including without limitation attorneys' fees, resulting from any claims, demands, suits or other actions arising from or out of or by reason of Exhibitor's participation in the Event, occupancy and use of the exhibit space or by virtue of any other actions or omissions by or on behalf of the Exhibitor at the Event venue or any part thereof. In addition, Fintech Meetup and/or the Event venue shall not be held responsible for, and Exhibitor shall defend and hold Fintech Meetup and/or the Event venue harmless from, any claim or damage resulting from the loss of lighting, air conditioning, electricity, water, gas, heating, or other utilities, facilities or services not caused by the intentional wrongful act of Fintech Meetup an/or the Event venue. Fintech Meetup reserves the right to assume the exclusive defense and control of any matter subject to indemnification by Exhibitor, which action shall not be deemed to excuse Exhibitor's indemnification obligations hereunder."]}]},"complianceWithLaws":{"title":"Compliance with Laws:","list":[{"listContent":["Exhibitor must be in full compliance with all applicable laws and regulations, including, without limitation, the Americans with Disabilities Act, Bribery Act 2010 and the Foreign Corrupt Practices Act 1977. Exhibitor warrants to comply with Fintech Meetup's anti-bribery and anti-corruption policies as notified of from time to time and to report to Fintech Meetup any request or demand for any undue financial, or other advantage of any kind, received by or on behalf of the Exhibitor in connection with the performance of this Agreement. Breach of this Section 14 shall be deemed a material breach of this Agreement. Exhibitor indemnifies Fintech Meetup against all costs, expenses, damages, claims, losses and liabilities suffered or incurred by Fintech Meetup as a result of the Exhibitor breaching this Section 14."]}]},"forceMajeure":{"title":"Force Majeure:","list":[{"listContent":["Fintech Meetup shall not be liable for any performance delay or failure, loss, or damage due to any event or series of connected events outside its reasonable control including without limitation fire, explosion, power blackout, earthquake, flood, storm, tsunami, volcanic ashcloud, extreme adverse weather conditions, pandemic, strikes or other industrial disputes, failure of a utility service or transport network, cyber-attacks, malicious acts of third parties, breakdown of plant or machinery, embargo, labor disputes, acts, omissions or failures of vendors, suppliers or independent contractors outside the control of Fintech Meetup, acts of terrorism, acts of civil or military authority, acts of regulatory or governmental authorities, acts of God, or other similar events (each such event, a Force Majeure Event). Fintech Meetup's performance under this Agreement shall be deemed to be suspended for the period that a Force Majeure Event continues, and Exhibitor agrees that Fintech Meetup may have an extension of time for performance for the duration of that period, including where appropriate by an extension to the Term. Fintech Meetup will use commercially reasonable efforts to find a solution by which its obligations under this Agreement may be performed despite the Force Majeure Event. It is further agreed that should a Force Majeure Event make it impossible or inadvisable for Fintech Meetup to hold the Event or portion thereof at the date, time, and place agreed: (i) Fintech Meetup shall have the right to cancel all or a portion of the Event; (ii) this Agreement shall terminate with immediate effect on written notification thereof by Fintech Meetup; (iii) Exhibitor shall and does hereby waive any claim for property or other damage or compensation; and (iv) there shall be no further liability on the part of either party to the other."]}]},"assignment":{"title":"Assignment:","list":[{"listContent":["This Agreement may not be assigned, re-sold, transferred or otherwise disposed of by Exhibitor without the prior written consent of Fintech Meetup, which consent may be granted or withheld at the sole discretion of Fintech Meetup."]}]},"publicity":{"title":"Publicity:","list":[{"listContent":["Fintech Meetup shall have the right, but not the obligation, to make, or cause to be made, any press release or public announcement including but not limited to announcements on social media regarding, or to otherwise publicize and announce in marketing materials or otherwise, Exhibitor's participation in the Event, and to use Exhibitor Marks (as defined below) in connection therewith, without the prior consent of Exhibitor. Such announcements shall not be disparaging or otherwise adverse to your business."]}]},"notices":{"title":"Notices:","list":[{"listContent":["All notices required or permitted to be given under this Agreement shall be deemed delivered on receipt if delivered by hand, nationally recognized overnight delivery service, certified mail, postage prepaid, return receipt requested, or confirmed fax, at the information on file for the parties first listed above, or to such other address as may be designated by either party by notice given as provided by this Section."]}]},"additionalTermsAndConditions":{"title":"Additional Terms and Conditions:","list":[{"listContent":["Exhibitor acknowledges and agrees that any additional terms and conditions for the Event adopted from time to time by Fintech Meetup are made a part hereof as though fully incorporated herein. Fintech Meetup shall have full and exclusive power in the matter of the interpretation, amendment and enforcement of all said terms and conditions. If a dispute or disagreement shall arise between the parties concerning the allotment or permitted use of exhibit space or concerning interpretation of any of the terms and conditions hereof, the decision of Fintech Meetup shall be final and the Exhibitor hereby agrees to abide by such decision."]}]},"governingLawVenue":{"title":"Governing Law Venue:","list":[{"listContent":["This Agreement shall be governed by and construed and interpreted in accordance with the laws of the State New York, without regard to its conflict of law principles. The parties agree that the state and federal courts in the City of New York, State of New York shall have exclusive jurisdiction over any dispute arising out of this Agreement or any other aspect of the parties' business relationship, irrevocably submit to the personal jurisdiction of said courts, and waive any claim that the City of New York, State of New York is an inconvenient forum or that such courts lack jurisdiction for such actions."]}]},"intellectualPropertyRights":{"title":"Intellectual Property Rights:","list":[{"listContent":[""],"subList":["Exhibitor grants to Fintech Meetup a worldwide, non-exclusive, royalty free, sub-licensable license to use their logos and trademarks (the \"Exhibitor Marks\") provided to Fintech Meetup in accordance with the terms of this Agreement, during the Term, on the Event website and other marketing and publicity materials. Exhibitor shall provide Fintech Meetup with samples of the Exhibitor Marks in a suitable format within five days of this Agreement being entered into (or within one day where this Agreement is entered into less than ten days before the start of the Event). Any changes to the Exhibitor Marks for subsequent Events shall be notified to Fintech Meetup no later than ten days before the start of the Event.","Fintech Meetup grants to Exhibitor a non-transferable, non-exclusive, royalty free license to use the Fintech Meetup logos and trademarks (the \"Fintech Meetup Marks\"), during the Term, solely to promote Exhibitors attendance at the Event. Exhibitor acknowledges that all intellectual property and similar and related rights (including, without limitation, trademarks, copyright, design rights, know-how, confidential information and goodwill) in and relating to the Event and any materials provided by or produced by Fintech Meetup in relation to the Event shall be owned by Fintech Meetup (or the applicable third party licensor) and Exhibitor undertakes not to use any such rights without prior written consent from Fintech Meetup."]}]},"miscellaneous":{"title":"Miscellaneous:","list":[{"listContent":["This Agreement contains the entire agreement of the parties hereto and supersedes all prior discussions, agreements and undertakings, both written and oral, between the parties hereto with respect to the subject matter hereof, and shall be binding upon and inure to the benefit of the parties hereto and their respective successors, permitted assigns and legal representatives. This Agreement shall not create, nor shall it be construed as creating, any partnership or agency relationship between the parties. The waiver by either party of a breach of any provision of this Agreement shall not operate as or be construed as a waiver of any prior or subsequent breach thereof, nor shall it preclude or restrict the further exercise of that or any other right or remedy. No single or partial exercise of such right or remedy shall preclude or restrict the further exercise of that or any other right or remedy. No amendment or alteration of the terms of this Agreement shall be valid unless made in a writing signed by each of the parties hereto and specifically referencing this Agreement. The holding of any provision of this Agreement to be invalid or unenforceable by a court of competent jurisdiction shall not affect any other provision of this Agreement, which shall remain in full force and effect. Fintech Meetup's liability in connection with this Agreement will not exceed the amounts paid by Exhibitor under this Agreement. Fintech Meetup, its employees, representatives and agents shall not be liable to Exhibitor or any third party for any indirect, incidental, special, punitive, or consequential damages, even if advised of the possibility of such damages. Any cause of action of Exhibitor against Fintech Meetup in connection with this Agreement must be commenced within six (6) months after the completion of the Event or Exhibitor shall be deemed to have released such claim and it shall be barred, notwithstanding any provision of any statute of limitations to the contrary."]}]}}},"hostedTermsAndConditions":{"title":"Terms and Conditions for Hosted Banks & Credit Unions
and
Hosted Retailers & Merchants","sectionContent":["Last revised: Jun 6, 2024","As a Hosted Banks & Credit Unions participant or Hosted Retailers & Merchants participant (\"you\") in Fintech Meetup 2025 (the \"Event\"), scheduled to be held March 10-13, 2025 at The Venetian, Las Vegas (\"Venetian\"), you agree to these terms and conditions with Fintech Meetup, LLC (\"Fintech Meetup\"). If you are completing a registration on behalf of another individual, you warrant that you have made the Hosted Banks & Credit Unions participant or Hosted Retailers & Merchants participant aware of this Agreement and that he or she has accepted these terms and conditions."],"conditionsList":[{"mainList":["Free Tickets & Travel Allowance: Fintech Meetup will provide qualifying individuals from banks, credit unions, CUSOs, retailers and merchants who participate in Hosted Meetings as part of Fintech Meetup's Meetings Program with a complimentary Fintech Meetup ticket and a travel/hotel reimbursement of up to $750 in travel/hotel expenses incurred per person."]},{"mainList":["Qualifications: Hosted Banks & Credit Unions: To qualify, individuals must (a) be employed by (i) any FDIC registered bank or (ii) Credit Union registered with the National Credit Union Administration, and (b) be responsible for buying or evaluating payments, banking, lending, credit, personal finance, investing or other applicable technology and solutions for their organizations, and (c) take up to eight (8) 15-minute onsite meetings with participating sponsors (\"Hosted Meetings\"), which are based on a double opt-in process so that they are useful to everyone."]},{"mainList":["Qualifications: Hosted Retailers & Merchants: To qualify, individuals must (a) be employed by retailers and merchants (companies that are primarily in the direct-to-consumer business of online or physical retail of consumer goods and services, including traditional retailers, direct-to-consumer brands, online marketplaces, hotels and restaurants and (b) be responsible for buying or evaluating payments, banking or financial services technology or solutions for their organizations, and (c) take up to eight (8) 15-minute onsite meetings with participating sponsors (\"Hosted Meetings\"), which are based on a double opt-in process so that they are useful to everyone."]},{"mainList":["Non-Hosted Meetings: If they choose to, qualifying individuals can also participate in meetings that are not Hosted Meetings (\"Non-Hosted Meetings\") with individuals (including those that are not from sponsors) participating in the meetings programs. These non-hosted meetings are also based on a double opt-in process so that they are useful to everyone."]},{"mainList":["Meeting Times: You commit to being available for at least 16 Meeting Time Slots during Meeting Times as set forth below until you receive your final schedule immediately prior to the event. Your final set of up to eight (8) 15-minute Hosted Meetings may be spread across multiple Meeting Times; they may not be back to back. You will not need to miss any agenda sessions for these meetings.

As of the date of these Terms & Conditions, Meeting Times and Meeting Time Slots are scheduled to be:

"],"list":[{"subList":["Tuesday, March 11, 2025
","Wednesday, March 12, 2025
"]}]},{"mainList":["Travel Arrangements: You are responsible for making your own travel and accommodation arrangements to attend Fintech Meetup. You can book an onsite hotel room in our dedicated room block at the Venetian. Rooms (including any cancellation fees or deposits) are not refundable if canceled less than 72 hours of your arrival date. We do not guarantee the availability of our hotel room block, and recommend you book early."]},{"mainList":["Meetings Program Participation: We will contact you prior to Fintech Meetup to arrange your Hosted Meetings using our Fintech Meetup platform. You agree to participate in this process, including (a) completing a short profile with questions about your company and job role, (b) participating in a double opt-in process to select individuals from participating sponsors for potential meetings (and other individuals if you want to request non-hosted meetings), and (c) accepting meetings and adding meetings to your calendar. Following Fintech Meetup, you agree to provide post-event feedback on the Meetings Program and each Hosted Meeting and to provide receipts for expenses. You agree to respond to all of our requests within our stated deadlines. Nonresponsiveness to our deadlines and outreach to you may result in you being placed on a blacklist that will prevent you (and potentially your organization) from qualifying as a Hosted Bank & Credit Union or Hosted Retailer & Merchant for one or more future years."]},{"mainList":["Completing Your Own Hosted Meetings: We do not entertain requests to combine Hosted Meetings with other individuals from your organization that might also be participating in the Meetings Program. If more than one person from your organization is attending Fintech Meetup as a Hosted Bank & Credit Union or Hosted Retailer & Merchant, each person must complete their own set of up to eight (8) Hosted Meetings. If you are unable to attend your Hosted Meetings for any reason, you will not be eligible to receive a travel/hotel reimbursement or complimentary Fintech Meetup ticket."]},{"mainList":["Failure to Complete Hosted Meetings: If you pick up your Fintech Meetup badge onsite or otherwise attend Fintech Meetup but do not complete your scheduled Hosted Meetings: (a) we will not be responsible for any costs associated with your travel or hotel and you will not receive any reimbursement, (b) your credit card will be charged $1,995 for your Fintech Meetup ticket per the authorization you agree to below, and (c) you may also be placed on a blacklist that will prevent you (and potentially your organization) from qualifying for Hosted Banks & Credit Unions or Hosted Retailers & Merchants tickets for one or more future years. Notwithstanding the foregoing, we reserve the right at our sole discretion to prorate your ticket fee and/or your travel/hotel reimbursement calculated based on the total Hosted Meetings for which you were scheduled and that you completed."]},{"mainList":["Cancellation & Substitutes: If you are approved for a Hosted Banks & Credit Unions or Hosted Retailers & Merchants ticket but become unable to participate even though you are still with your organization, you agree to suggest one or more substitutes from your organization as your replacement. Acceptance of any substitute is subject to our prior approval via email. If you cancel your participation and are not able to provide a substitute approved by us, this may result in you being placed on a blacklist that will prevent you from qualifying for Hosted Banks & Credit Unions or Hosted Retailers & Merchants tickets for one or more future years."]},{"mainList":["Notice of Employment Change: If you (a) are no longer employed by, or (b) become aware prior to Fintech Meetup that you will no longer be employed at the time of Fintech Meetup or after Fintech Meetup by the bank, credit union, CUSO, retailer or merchant based upon which you were approved for your Hosted Banks & Credit Unions or Hosted Retailers & Merchants ticket, you must let us know immediately upon your becoming aware so that we can cancel your participation in Hosted Meetings. In such cases, you will no longer be eligible to participate in Hosted Meetings or to receive a travel/hotel reimbursement or complimentary Fintech Meetup ticket. Failure to notify us may result in you being placed on a blacklist that will prevent you from qualifying for Hosted Banks & Credit Unions or Hosted Retailers & Merchants tickets for one or more future years. At all times, including following Fintech Meetup, we reserve the right to only communicate with you at your work email address regardless of any other email address you may have provided or we may have otherwise used."]},{"mainList":["Reimbursement Process: As the final step to receiving your travel and hotel reimbursement of up to $750 in travel/hotel expenses incurred, we require that you complete a short feedback form providing specific evaluations of each Hosted Meeting (we will also ask participating individuals from sponsors to provide feedback on their meetings with you). Please note that Fintech Meetup will not reimburse for any mileage, points or rewards used for travel. Reimbursement is conditioned upon completing all of your scheduled meetings and submitting the feedback survey and travel/hotel receipts following the event within our stated deadlines."]},{"mainList":["Credit Card Details: You agree to provide your credit card information, and authorize us to process a $1 charge on your credit card as part of your Fintech Meetup ticket registration. You also authorize us to charge the cost of your ticket at the rate of $1,895 to your credit card if you do not complete your scheduled hosted meetings as described in section (9) above."]},{"mainList":["Data and Privacy: To see how we look after your data, see our Privacy Policy here."]},{"mainList":["Qualification at Fintech Meetup's discretion: Qualification for Hosted Banks & Credit Unions or Hosted Retailers & Merchants tickets is determined solely by Fintech Meetup and may be revoked at any time. By completing registration, you agree to these Terms & Conditions."]}]},"schedule":{"title":"Fintech Meetup is fintech's most comprehensive show designed to jump start your year including","list":["The fintech industry's best and most trusted content","Tabletalks for peer group discussions on the industry's most pressing topics","The world's largest fintech Meetings Program","An exhibit hall showcasing all the latest fintech solutions","Network opportunities for everyone in the fintech community","Receptions and entertainment"],"scheduleContentImg":"https://a.fintechmeetup.com/assets/img/schedule_img.png","scheduleImgDesktop":"https://a.fintechmeetup.com/assets/img/scheduleimg_new_desktop.png","scheduleImgMobile":"https://a.fintechmeetup.com/assets/img/scheduleimgMobile.png"},"coLocatedEvents":{"title":"Co-Located Events","titleImg":"https://a.fintechmeetup.com/assets/img/puzzleVectorIcon.svg","content":["Fintech is all about collaboration and partnership. We actively partner with organizations who want to co-locate their own events and activities alongside Fintech Meetup.","Co-located events include:"],"list":["Sponsored content, including new product launches and demonstrations","Networking dinners and receptions","Awareness-building activations","VC and investor portfolio company offsites","Exclusive C-Level invite-only meetings","Internal team sessions","Cross-partner ecosystem innovation and collaboration sessions"],"sectionContent":["There's no limit! And the best part? Your event is executed seamlessly through the Fintech Meetup tech platform--invites, RSVPs and administration. We do all the heavy lifting!"],"applyToEventButton":"Apply here","applyToEventInfo":"to co-locate your event alongside Fintech Meetup","eventImg":"https://a.fintechmeetup.com/assets/img/co_located_event.png"},"coLocatedEventForm":{"title":"Apply to Co-Locate Your Event at Fintech Meetup","content":"We actively partner with organizations who want to co-locate their own events and activities alongside Fintech Meetup"},"feedBack":{"title":"The Best Event in Fintech","futureOfEvents":{"futureOfEventsImg":"https://a.fintechmeetup.com/assets/img/futureof_events.png","futureOfEventsContent":"Over 3 action-packed days, 4,300+ incredible fintechers (of which 36%+ were C-level or Founders), from fintech, banking and payments organizations joined us at The Venetian in Las Vegas for the best event in fintech."},"showOfYear":{"showOfYearTitle":"\"Fintech Meetup is the best fintech show of the year\"","showOfYearSubTitle":{"top":"This is how one attendee described Fintech Meetup and based on the staggering feedback we received, thousands of other fintechers agreed! And we've never seen results like it before:","bottom":"Fintech Meetup is now officially the biggest new fintech launch ever -- bigger than when our founders launched Money2020 or Shoptalk!"},"showOfYearListing":[{"title":"43 NPS","content":"\"Great!\""},{"title":"90%","content":"agree / strongly agree \"Fintech Meetup fills the need for a Q1 event\""},{"title":"1","content":"Extraordinary Event!"}]},"newAndCoolEvents":{"overlayContent":"\"The fintech industry's newest and coolest event!\" Sabina Andrei, William Mills Agency"},"fintechExperinced":{"fintechExperincedImg":"https://storage.googleapis.com/a.fintechmeetup.com/assets/img/FN_FD_BG_1-100.jpg","fintechExperincedTitle":"Fintech Meetup is the future of fintech events","fintechExperincedContent":"While the fintech industry has changed dramatically during the last 15 years, many fintech events just haven't evolved. When we decided to launch Fintech Meetup, we realized that fintech, banking and payments desperately needed a new event for a new decade. And attendees were stunned by what they experienced at Fintech Meetup."},"futureOfIndustry":{"imgSrc":"https://storage.googleapis.com/a.fintechmeetup.com/assets/img/FN_FD_BG_2-100.jpg","overlayContent":"\"This is the event that all of us in fintech didn't know we needed. What you built is a game changer and it will make a massively positive impact on the future of our industry!\" Alex Johnson, Fintech Takes"},"scaleAndImpact":{"scaleAndImpactTitle":"Fintech Meetup attendees were blown away by the scale and impact of our Meetings Program:","scaleAndImpactSubTitle":{"top":"Everyone in fintech told us they wanted a better, faster and more efficient way of connecting, partnering, and collaborating with each other across the industry. We listened and used the world's best tech platform to connect attendees in ways they've never been connected before with staggering results:"},"scaleAndImpactListing":[{"imgSrc":"https://a.fintechmeetup.com/assets/img/completed_meetings_vector_img.svg","content":"45,000+
completed meetings"},{"imgSrc":"https://a.fintechmeetup.com/assets/img/average_meetings_vector_img.svg","content":" Average 11.5 meetings per participant "},{"imgSrc":"https://a.fintechmeetup.com/assets/img/attendance_rate_vector_img.svg","content":"95%
attendance rate"},{"imgSrc":"https://a.fintechmeetup.com/assets/img/satisfaction_rate_vector_img.svg","content":"92% meeting
satisfaction rate"}]},"videoSection":{"videoSrc":"https://a.fintechmeetup.com/assets/img/feedback_video.MP4","overlayContent":"\"Fintech Meetup is the catalyst of connectivity in fintech\" Brian Billingsley, Basis Theory"},"gridSection":{"imgSrc":"https://a.fintechmeetup.com/assets/img/meetingsGrid_img.png","overlayContent":"\"Thousands of meetings every fifteen minutes. WOW!\" Peter Hazlehurst, Synctera"},"fintechReviews":{"fintechReviewsImgDesktop":"https://a.fintechmeetup.com/assets/img/loveFintechImgDesktop.png","fintechReviewsImgMobile":"https://a.fintechmeetup.com/assets/img/loveFintechImgMobile.png","fintechReviewsTitle":"Fintech Meetup sets a new standard for fintech events:","fintechReviewsContent":"Fintech Meetup attendees described the event as
\"the best fintech show of the year\" and \"the future of fintech conferences.\" But don't just take our word for it..."},"saveTimeMoney":{"overlayContent":"\"If only all conferences were designed this way,
we'd all save time and money!\" Sarah Martin, Pulsate"},"testimonials":{"testimonialsTitle":"And the Crowd Went Wild!","testimonialsImgDesktop":"https://a.fintechmeetup.com/assets/img/testimonialsImgDesktop.png","testimonialsImgMobile":"https://a.fintechmeetup.com/assets/img/testimonialsImgMobile.png"},"futureFintechEvents":{"futureFintechEventsTitle":"Fintech Meetup 2025 is set to be even bigger and better","futureFintechEventsSubTitle":{"top":"We're thrilled to announce that the next Fintech Meetup will take place March 10-13, 2025 at the Venetian, Las Vegas. Fintech Meetup is designed to power your whole year starting in Q1 and our 2025 event is going to be even bigger and better than ever before featuring:","bottom":"You'll get to experience the best value for money, highest ROI fintech event out there - all with the first-class, five-star experience only Fintech Meetup delivers."},"futureFintechEventsListing":[{"title":"6,000+","content":"Attendees"},{"title":"450+","content":"Sponsors & Exhibitors"},{"title":"175+","content":"Speakers"},{"title":"60,000+","content":"Tech-Enabled Meetings"},{"title":"100+","content":"Co-Located Events"}]},"nextMeetup":{"overlayContent":"\"Fintech Meetup is an amazing event. Everyone I've spoken to can't wait to come back.\" Samantha Ku, Square","content":"We can't wait to see everyone March 10-13, 2025 at the Venetian for the next Fintech Meetup. Don't miss out - make sure you experience what the future of fintech events looks like for yourself. We know you're going to absolutely love it!"}},"cookies":{"title":"Cookie Policy","description":["This Cookie Policy explains how we use cookies and other similar technologies on Hyve's websites (the \"Sites\"), in our mobile applications (\"Apps\"), (together Sites and Apps being our \"Platforms\") and our emails.","Our Platforms use cookies and other technologies that are necessary for us to deliver the Sites to you. In addition, other non-essential cookies and technologies are used for the purposes set out in this Cookie Policy.","This Cookie Policy explains what cookies and other similar technologies are, why we use them (including the different types of cookies and technologies that we use), and how you can manage your preferences.","This Cookie Policy should also be read in conjunction with our Privacy Notice and our Website Terms of Use."]},"agenda":{"title":"Fintech Meetup 2025 Agenda: Thriving in a New Era of Fintech","description":["

Innovate, Connect, Transform

","Fintech Meetup 2025 is crafted to maximize your time and investment, offering access to 250+ speakers shaping the industry’s future, with 75% at the C-suite level or higher. Our agenda features 9 can’t-miss keynotes from fintech, banking, VC, and tech CEOs, delivering practical insights, strategies, and case studies across key sectors. Our agenda is:
  • Authoritative: Senior-level speakers from global leaders, sharing real strategies and partnership insights to fuel your growth.
  • Broad: Covers payments, lending, banking, AI, blockchain, risk management, product design, and capital strategies.
  • Curated: Customize your experience with focused, impactful sessions designed to maximize value.
 5 Themes to Define Fintech’s New Era:
  1. Building Financial Services to Endure – Develop resilient, compliant fintech infrastructure and partnerships.
  2. Value-as-a-Service – Drive customer value with innovative, revenue-generating models.
  3. Financing Fintech’s Future – Gain insights on securing capital and scaling effectively.
  4. Dominating Distribution – Access strategies for growth and market expansion.
  5. Navigating Uncertainty – Adapt to regulatory and economic shifts with resilience.
 Plan, absorb, and transform—this agenda empowers you to leverage new strategies, drive growth, and secure a strong future in fintech."]},"agenda_day_1":{"date":"Monday, March 10, 2025","sessions":[{"start_time":"10:00 AM","end_time":"7:00 PM","duration":"9 hours","instruction":"all","row_number":"4-5","tracks":[{"heading":"Registration and Networking","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]},{"start_time":"12:30 PM","end_time":"2:00 PM","duration":"1 hour 30 minutes","instruction":"heading","row_number":"7-12","tracks":[{"name":"Track 1","location":"Bellini 2001a-2101b","column":7,"style":"sponsored","colours":[],"heading":"Sponsored Summits","subheading":"Sponsored Summit 1","subsubheading":"","description":"More info to be announced soon","speakers":"

More speakers to be announced soon"},{"name":"Track 2","location":"Titian 2201a-2301b","column":8,"style":"sponsored","colours":[],"heading":"Sponsored Summits","subheading":"Sponsored Summit 2","subsubheading":"TBC","description":"More info to be announced soon","speakers":"

More speakers to be announced soon"},{"name":"Track 3","location":"Veronese 2401a-2501b","column":9,"style":"sponsored","colours":[],"heading":"Sponsored Summits","subheading":"Sponsored Summit 3","subsubheading":"TBC","description":"More info to be announced soon","speakers":"

More speakers to be announced soon"}]},{"start_time":"2:00 PM","end_time":"2:30 PM","duration":"30 minutes","instruction":"all","row_number":"14-15","tracks":[{"heading":"Networking Break","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]},{"start_time":"2:30 PM","end_time":"3:10 PM","duration":"40 minutes","instruction":"heading","row_number":"18-22","tracks":[{"name":"Track 1","location":"Bellini 2001a-2101b","column":7,"style":"dominating","colours":[],"heading":"Dominating Distribution","subheading":"Panel: Using Connected Commerce to Unlock New Revenue Streams for Banks","description":"Connected commerce is emerging as a transformative force for banks, offering new ways to generate revenue.

In this session, we will explore how banks are leveraging connected commerce to create marketing channels for SMB and enterprise customers. By utilizing granular customer data, banks can surface hyper-tailored ads, generating revenue from attributable sales or traffic. This panel will demonstrate how connected commerce can serve as a future model, particularly as traditional revenue streams face pressure.

Join this panel to learn strategies for integrating connected commerce into your business model and unlocking new revenue streams in a competitive financial landscape.","speakers":"(1) Patricia Yun, Head, Digital Commerce, TD Bank
(2) Will Artingstall, MD, Global Head eCommerce Solutions, Citi
(3) Rob Cameron, Global Head of Acceptance Solutions, Visa

More speakers to be announced soon"},{"name":"Track 2","location":"Titian 2201a-2301b","column":8,"style":"value","colours":[],"heading":"Value-as-a-Service","subheading":"Panel: Delivering Personalization at Scale for Every Era of the Banking Customer Journey","description":"Banking and fintech solutions must evolve to meet the needs of diverse customer demographics, including Gen X, Gen Z, Millennials, and Baby Boomers.

In this session, we will showcase fintech innovations that enable hyper-personalized banking experiences across all stages of the customer journey.

Join this panel to learn how to enhance customer experience through personalization, gaining insights into customer preferences, changing banking trends, and understanding the importance of user-centric innovation to deliver tailored financial services for every demographic.","speakers":"(1) Elizabeth Osborne, COO, Great Lakes Credit Union
(2) Evan Leaphart, Founder & CEO, Kredit Academy
(3) Magnus Larsson, Co-Founder & CEO, MAJORITY
Moderated by Mary Wisniewski, Editor-at-large, Cornerstone Advisors

More speakers to be announced soon"},{"name":"Track 3","location":"Veronese 2401a-2501b","column":9,"style":"dominating","colours":[],"heading":"Dominating Distribution","subheading":"Panel: New Payment Demands Driving Paytech Innovation","description":"Consumer and business payment demands are driving rapid innovation in paytech, pushing banks and fintechs to develop cutting-edge payment technologies.

In this session, we will cover the latest trends and innovations in paytech, including real-time payments, digital wallets, tap-to-pay, account-to-account transactions, cryptocurrency, and cross-border payments.

Join this panel to find out how these advancements are shaping the future of payments, enhancing customer experience, and creating new opportunities for growth and efficiency.","speakers":"(1) Dave Glaser, CEO, Dwolla
(2) Alex Du, COO, Column
(3) Sophia Goldberg, Co-Founder & CEO, Ansa
(4) Alexandre Gonthier, Founder & CEO, Trustly
Moderated by Marcia Klingensmith, CEO, FinTech Consulting"}]},{"start_time":"3:15 PM","end_time":"3:55 PM","duration":"40 minutes","instruction":"subheading","row_number":"24-27","tracks":[{"name":"Track 1","location":"Bellini 2001a-2101b","column":7,"style":"dominating","heading":"Dominating Distribution","colours":[],"subheading":"Panel: History Repeats itself: How Fintechs Are Seizing Business Lending Opportunities From Banks","description":"As traditional banks grapple with servicing SMBs amidst consolidation and stringent regulations, the gates have opened for fintechs to step in with innovative lending solutions.

In this session, we will discuss the implementation challenges and success stories in small business lending, highlighting examples in embedded lending and new lending business models, exploring how fintechs leverage real-time data from payment systems to underwrite SMBs more accurately and efficiently than traditional methods.

Join this panel to learn how fintechs are transforming the SMB lending landscape, the strategies they employ to overcome challenges, and how these innovations can benefit both SMBs and traditional banks.","speakers":"(1) Luke Voiles, CEO, Pipe
(2) Don Muir, Co-Founder & CEO, Arc
(3) Miguel Fernandez, CEO, Capchase
Moderated by Peter Renton, CEO & Founder, Renton & Co

More speakers to be announced soon"},{"name":"Track 2","location":"Titian 2201a-2301b","column":8,"style":"value","colours":[],"heading":"Value-as-a-Service","subheading":"Panel: Revolutionizing Rewards and Loyalty Programs Through Data and Customer-Centric Innovation","description":"AI, APIs, advanced data analytics, and customer-centric innovation are helping banks and fintechs transform rewards and loyalty programs.

In this session, we will examine how these technologies revolutionize customer engagement for financial institutions.

Join this panel to learn next-generation techniques for creating tailored, data-driven rewards and loyalty programs that cater to unique customer preferences, and explore how these initiatives can enhance customer experiences, satisfaction, and retention.","speakers":"(1) Cara Oppenheimer, Co-Founder, goodbuy
(2) Brandt Smallwood, Chief Strategy Officer, BILT Rewards
(3) Jody Bhagat, President, Personetics
Moderated by Piyanka Jain, CEO, Aryng

More speakers to be announced soon"},{"name":"Track 3","location":"Veronese 2401a-2501b","column":9,"style":"dominating","heading":"Dominating Distribution","colours":[],"subheading":"Panel: Taking Advantage of Opportunities Presented by the Evolution of Digital B2B Payments","description":"The digitization of B2B payments presents new opportunities for businesses to streamline operations, enhance processes, and drive growth.

In this session, we will explore advancements in automation, blockchain, and AI-driven solutions, demonstrating how these innovations transform payment systems, improve efficiency, reduce costs, and foster expansion.

Join this panel to gain tactics on how to capitalize on these opportunities to optimize workflows, enhance security, and gain a competitive edge.","speakers":"(1) Alice Deng, Co-Founder & CPO, Slope
(2) Ham Serunjogi, Co-Founder & CEO, Chipper Cash
(3) Paulette Rowe, CEO, Stax Payments
(4) Carl Slabicki, Executive Platform Owner, Treasury Services, BNY
Moderated by Ulrike Guigui, MD, Deloitte"}]},{"start_time":"4:00 PM","end_time":"4:30 PM","duration":"30 minutes","instruction":"all","row_number":"29-30","tracks":[{"heading":"Networking Break","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]},{"start_time":"4:30 PM","end_time":"5:40 PM","duration":"1 hour 10 minutes","instruction":"heading","row_number":"32-40","tracks":[{"name":"General Session","location":"Venetian Ballroom G-J","column":6,"style":"keynotes","colours":[],"heading":"Keynotes","subsubheading":"4:30 PM to 4:40 PM - Welcome to Fintech Meetup 2025: Sanjib Kalita, Chairman, Fintech Meetup
4:40 PM to 5:00 PM - KEYNOTE SPEAKER: Michael Rhodes, CEO, Ally Financial
5:00 PM to 5:20 PM - KEYNOTE SPEAKER: Nigel Morris, Co-Founder & Managing Partner, QED
Interviewed by Sanjib Kalita, Chairman, Fintech Meetup
5:20 PM to 5:40 PM - KEYNOTE SPEAKER: Ryan Breslow, Founder & Chairman, Bolt"}]},{"start_time":"5:45 PM","end_time":"9:00 PM","duration":"3 hours 15 minutes","instruction":"all","row_number":"42-43","tracks":[{"heading":"Fintech Meetup 2025 Opening Party","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]}],"errors":["Row 5: 'column'","Row 15: 'column'","Row 30: 'column'","Row 43: 'column'"]},"agenda_day_2":{"date":"Tuesday, March 11, 2025","sessions":[{"start_time":"7:00 AM","end_time":"8:30 AM","duration":"1 hour 30 minutes","instruction":"all","row_number":"45-46","tracks":[{"heading":"Breakfast and Networking","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]},{"start_time":"8:30 AM","end_time":"9:10 AM","duration":"40 minutes","instruction":"heading","row_number":"49-56","tracks":[{"name":"General Session","location":"Venetian Ballroom G-J","column":6,"style":"navigating","colours":[],"heading":"Navigating Uncertainty","subheading":"Panel: Overcoming Economic Hurdles and Woes With the Payments Processors","description":"Over the past few years, payment services providers have faced considerable economic obstacles, including significant disruption, increased competition, and severe reductions in valuations.

In this session, leaders from the industry's key payments players will share how they overcame these challenges. They will discuss strategies for navigating economic turbulence, identifying and capitalizing on growth opportunities, and maintaining competitive advantages.

Join this Main Stage panel to gain insights and tactics from their experiences, which you can adapt and leverage for your business.","speakers":"(1) Kelly Beatty, Chief Performance Officer & Head of Global Solutions, FIS
(2) Bea Ordonez, CFO, Payoneer
(3) Lookman Olusanya, CFO, Square
Moderated by Jordan McKee, Research Director, Fintech, S&P Global Market Intelligence

More speakers to be announced soon"},{"name":"Track 1","location":"Bellini 2001a-2101b","column":7,"style":"building","colours":[],"heading":"Building Financial Services to Endure","subheading":"Panel: Winning Partnership Models in BaaS","description":"Bank-fintech partnerships offer significant benefits, but increased scrutiny in the BaaS space has created considerable obstacles, necessitating effective, compliant, and mutually beneficial collaborations.

In this session, we will explore various approaches to partnering in the BaaS space, highlighting successful models and strategies for overcoming regulatory and operational challenges.

Join this panel to learn best practices for collaboration, risk management, and leveraging each partner's strengths to drive innovation and growth, enhancing service offerings and creating new opportunities in the BaaS ecosystem.","speakers":"(1) Peter Hazlehurst, CEO, Synctera
(2) Roy Ng, EVP, Chief Business Officer - Platform & Enterprise & Co-Founder, Bond, FIS
(3) Itai Damti, CEO, Unit
Moderated by Jason Mikula, Head of Industry Strategy, Banking/Fintech, Taktile

More speakers to be announced soon"},{"name":"Track 2","location":"Titian 2201a-2301b","column":8,"style":"value","colours":[],"heading":"Value-as-a-Service","subheading":"Panel: Unleashing Open Finance's Transformative Potential for Banking and Payments","description":"Open Finance is the new driving force behind financial product innovation, presenting vast opportunities for expanding financial possibilities and experiences.

In this session, we will explore the expansion of Open Banking ecosystems, the commercial opportunities that arise from Open Finance, and the role of data providers and API fintechs in driving this innovation.

Join this panel to learn how to leverage Open Finance to unlock new financial products and services, enhance customer experiences, and capitalize on emerging commercial opportunities.","speakers":"(1) Rory O'Reilly, Co-Founder & CEO, Knot
(2) Ximena Aleman, Co-Founder & Co-CEO, Prometeo
(3) Tim Hong, CPO, MoneyLion
Moderated by Alex Johnson, Founder, Fintech Takes

More speakers to be announced soon"},{"name":"Track 3","location":"Veronese 2401a-2501b","column":9,"style":"dominating","colours":[],"heading":"Dominating Distribution","subheading":"Case Study: Targeting Debt Markets for New Lending Revenue Streams","description":"Finding and exploiting new revenue streams is essential for lenders, particularly BNPL players who are now targeting debt markets.

In this session, Brooke Major-Reid, Chief Capital Officer at Affirm, will analyze how BNPL companies are expanding into debt markets due to saturation in the BNPL sector, and explore the new opportunities presented by them.

Join this case study interview with Brooke to understand the strategies behind expansions of this nature and learn how to capitalize on similar opportunities for your business.","speakers":"(1) Brooke Major-Reid, Chief Capital Officer, Affirm

More speakers to be announced soon","subheading2":"Case Study: Mastering Digital Banking Experiences with Challenger Banking Strategies?","description2":"The latest advancements in neobanks and digital banking present significant opportunities to enhance customer experience, satisfaction, and loyalty.

In this session, TBC will present specific examples of successful challenger banking strategies, showcasing how they have mastered digital banking experiences.

Join this case study to learn practical strategies for enhancing digital banking services and boosting customer acquisition and retention.","speakers2":"(1) Colin Walsh, Founder & CEO, Varo Bank
Interviewed by Ron Shevlin, Chief Research Officer, Cornerstone Advisors"},{"name":"Track 4","location":"Community Stage - Exhibit Hall","column":11,"style":"financing","colours":[],"heading":"Financing Fintech's Future","subheading":"Panel: Where Are the Fintech VCs Placing Their Bets in 2025?","description":"The investment scene in fintech for 2025 is becoming increasingly selective and strategic. VCs are focusing on fintechs that promise profitability, utilize AI, and address pressing issues like financial inclusion and security enhancements.

In this session, top VCs will share insights on key trends influencing their investment choices. We will explore the growing interest in Gen AI-based fintechs, the impact of new consumer regulations, and the resurgence of cryptocurrencies and CBDCs, driven by increasing trust in blockchain technology. Additionally, VCs will advise fintechs on how to attract investment by demonstrating clear paths to profitability and focusing on solving real customer challenges.

Join this panel to learn where fintech VCs are placing their bets, discover the qualities they seek in potential investments, and understand how to leverage these insights and tactics for success.?","speakers":"(1) Seth Rosenberg, General Partner, Greylock
(2) Alex Bentley, Partner, Khosla Ventures
(3) Jahanvi Sardana, Partner, Index Ventures
(4) Charles Birnbaum, Partner, Bessemer Ventures
(5) Christopher Cruz, Partner, Searchlight Capital Partners
Moderated by Ruth Foxe Blader, General Partner, Foxe Capital"}]},{"start_time":"9:15 AM","end_time":"9:55 AM","duration":"40 minutes","instruction":"subheading","row_number":"59-65","tracks":[{"name":"General Session","location":"Venetian Ballroom G-J","column":6,"style":"navigating","colours":[],"heading":"Navigating Uncertainty","subheading":"Interview: Is Software Eating the World, or is Fintech Eating Software? (1)","description":"More info to be announced soon.","speakers":"(1) Camilla Matias, COO, Brex
Moderated by Sarah Hinkfuss, Partner, Bain Capital Ventures","subheading2":"Interview: Is Software Eating the World, or is Fintech Eating Software? (2)","description2":"More info to be announced soon.","speakers2":"Moderated by Simon Taylor, Head of Content, Sardine

More speakers to be announced soon"},{"name":"Track 1","location":"Bellini 2001a-2101b","column":7,"style":"building","colours":[],"heading":"Building Financial Services to Endure","subheading":"Case Study: Winning Partnership Models in BaaS","description":"The partnership between banks and fintechs in the BaaS space presents significant opportunities for innovation and growth. However, increased regulatory scrutiny has created challenges that require effective and compliant collaboration models.

In this session, we will delve into a real-world case study showcasing successful bank-fintech partnerships in BaaS, highlighting how different models have navigated regulatory and operational hurdles, leveraged each partner's strengths, and achieved mutual benefits.

Join this session to gain actionable insights from this case study, understand the dynamics of successful BaaS partnerships, and learn strategies to enhance collaboration, manage risks, and drive innovation in the BaaS ecosystem.","speakers":"Interviewed by Phil Goldfeder, CEO, American Fintech Council","subheading2":"Case Study: How Fintechs Are Leveraging Compliance as a Competitive Advantage in an Increasingly Scrutinized BaaS Market?","subsubheading2":"Interviewed by Jonah Crane, Partner, Klaros Group","description2":"Bank-fintech partnerships demonstrating robust compliance programs can gain a significant competitive advantage in the BaaS market.

In this session, TBC will showcase how they are leveraging advanced compliance tools and Regtech advancements to excel, highlighting effective risk and compliance strategies that not only meet regulatory requirements but also drive business success.

Join this case study to learn practical approaches and strategies to using compliance as a competitive edge to win in the BaaS market.","speakers2":"More speakers to be announced soon"},{"name":"Track 2","location":"Titian 2201a-2301b","column":8,"style":"value","colours":[],"heading":"Value-as-a-Service","subheading":"Panel: Using API-Driven Fintech to Revolutionize Lending and Credit?","description":"The traditional lending and credit landscape faces significant challenges in meeting the needs of modern consumers, creating opportunities for API-driven fintech solutions to revolutionize the industry.

In this session, we will explore opportunities in alternative data, the evolving regulatory landscape, and innovative credit score alternatives that are transforming consumer credit.

Join this panel to learn about the benefits of cash flow underwriting and data democratization, and gain insights into how these advancements can enhance lending practices and improve access to credit.","speakers":"(1) Kurtis Lin, Co-Founder & CEO, Pinwheel
(2) Jessica Zhang, Co-Founder & CEO, Pier
(3) Misha Esipov, Co-Founder & CEO, Nova Credit
(4) Sumeet Bhalla, SVP, Consumer Banking, PenFed Credit Union
Moderated by Kim Gerhardt, Owner & Principal Advisor, The FinTech Interactive"},{"name":"Track 3","location":"Veronese 2401a-2501b","column":9,"style":"dominating","heading":"Dominating Distribution","colours":[],"subheading":"Panel: Improving Customer Acquisition and Loyalty with Embedded Finance","description":"Banks and fintechs must employ stronger distribution strategues to meet, acquire and retain customers while adapting to shifting business and revenue models.

In this session, we will discuss how a platform approach can create seamless financial experiences that enhance customer acquisition and retention. They will explore the benefits of embedding financial services into non-financial platforms to boost customer engagement and drive long-term loyalty.

Join this panel to learn strategies for integrating embedded finance into your business model, enhancing customer engagement, and fostering lasting customer loyalty.","speakers":"(1) Patrick Boyaggi, Co-Founder & CEO, Own Up
(2) Terry O'Neil, MD, Head of Connected Commerce & Strategic Growth, Citi
(3) Eric McCabe, SVP, Head of Embedded Finance, Citizens Bank
(4) Renata Caine, GM, Banking-as-a-Service, Green Dot
Moderated by Rom Mascetti, Principle, Flagship Advisory Partners"},{"name":"Track 4","location":"Community Stage - Exhibit Hall","column":11,"style":"financing","colours":[],"heading":"Financing Fintech's Future","subheading":"Pitch: Fintech Meetup 2025 Startup Pitch Round 1","description":"Fintech Meetup's Startup Pitch competition, in partnership with Commerce Ventures, is our search to find the next greatest, most innovative, and game-changing fintechs.

In this session, the first group of six early-stage startups will showcase their innovative technologies addressing pivotal challenges in fintech. Each participant will have six minutes to deliver their pitch and answer the judges' questions. The judges will then evaluate the pitches, and the winning startup will progress to the Startup Pitch Finale on the Main Stage.","speakers":"Judges:
(1) Dan Rosen, Partner, Commerce Ventures
More speakers to be announced soon"}]},{"start_time":"10:00 AM","end_time":"10:40 AM","duration":"40 minutes","instruction":"subheading","row_number":"67-73","tracks":[{"name":"General Session","location":"Venetian Ballroom G-J","column":6,"style":"navigating","colours":[],"heading":"Navigating Uncertainty","subheading":"Panel: New Drivers in Institutional and Retail Investing","description":"The private investment landscape is transforming as new drivers reshape both institutional and retail investing. Increasing confidence in digital assets and the mainstreaming of decentralized finance are creating new opportunities for portfolio diversification and market engagement.

In this session, we will discuss the factors propelling institutional investment, the evolving role of decentralized finance, and how these trends are influencing retail investors, exploring the impacts of regulatory advancements, the involvement of major asset managers, and the development of innovative financial products.

Join this panel to gain insights into the shifting dynamics of institutional and retail investing, and learn strategies to leverage these new drivers for enhanced investment opportunities and market participation.","speakers":"(1) Brian Barnes, Founder & CEO, M1
(2) Leif Abraham, Co-Founder & Co-CEO, Public.com
(3) Brian Dally, Co-Founder & CEO, Groundfloor
(4) Sarah Kirshbaum Levy, CEO, Betterment

More speakers to be announced soon"},{"name":"Track 1","location":"Bellini 2001a-2101b","column":7,"style":"building","colours":[],"heading":"Building Financial Services to Endure","subheading":"Panel: How to Prepare Fintechs For the New Era of Bank Partnership","description":"With increasing pressures on banks and financial institutions to innovate and build in-house, forming successful partnerships with these regulated entities is becoming more challenging.

In this session, we will discuss strategies for building and maintaining strong, long-lasting relationships with fintechs, emphasizing the importance of continuous monitoring for partnership health.

Join this panel to learn actionable strategies for preparing fintech-bank partnerships, with a specific focus on understanding what banks need and expect. These experts will share insights and best practices to help fintechs navigate the complexities of collaborating with banks and FIs, ensuring long-term collaboration and maximizing commercialization opportunities.","speakers":"(1) David Ness, SVP Innovation, Fintech Partnerships & Investments, U.S. Bank
(2) Peggy Mangot, Head of Fintech Partnerships, Global Banking, JPMorgan Chase & Co.
(3) Kunal Bist, Global Head of TTS Strategic Partnerships, Citi
Moderated by Ken Kruszka, Managing Director, Something FINteresting

More speakers to be announced soon"},{"name":"Track 2","location":"Titian 2201a-2301b","column":8,"style":"value","colours":[],"heading":"Value-as-a-Service","subheading":"Panel: Globalization and Guardrails: The Path Forward For Open Finance","description":"The global advancement of Open Finance faces regulatory challenges and opportunities, requiring banks, fintechs, aggregators, and regulators to navigate a complex, evolving landscape.

This session will bring together insights from global Open Banking and Finance stakeholders to discuss how Open Banking and the 1033 Regulation will impact the future of Open Finance.

Join this panel to gain valuable insights from global market lessons, understand the implications of regulatory changes for the industry and your business, and explore strategies for the successful expansion of the US Open Finance ecosystem.","speakers":"(1) Uri Tintore, Co-CEO, Belvo
(2) Kevin Feltes, CEO, Financial Data Exchange
(3) Ann Epstein, Assistant Director, Office of Competition and Innovation, Consumer Financial Protection Bureau (CFPB)
Moderated by Michelle Beyo, CEO, Finavator

More speakers to be announced soon"},{"name":"Track 3","location":"Veronese 2401a-2501b","column":9,"style":"dominating","colours":[],"heading":"Dominating Distribution","subheading":"Case Study 1: Unlocking New Customer Segments With Embedded Finance","description":"Explore how embedded finance strategies are being successfully implemented to open new customer segments across various industries.

In this session, we will feature an in-depth case study from sectors such as retail, healthcare, advertising, insurance, gaming, ecommerce, and the gig economy.

Join us to hear from industry experts who will share their experiences and insights on leveraging embedded finance to drive growth and enhance customer engagement. Learn about the specific challenges and successes of these deployments, and gain actionable strategies for tapping into new markets and meeting diverse customer needs.","speakers":"(1) TBC
(2) TBC","subheading2":"Case Study 2: Unlocking New Customer Segments With Embedded Finance","description2":"Explore how embedded finance strategies are being successfully implemented to open new customer segments across various industries.

In this session, we will feature an in-depth case study from sectors such as retail, healthcare, advertising, insurance, gaming, ecommerce, and the gig economy.

Join us to hear from industry experts who will share their experiences and insights on leveraging embedded finance to drive growth and enhance customer engagement. Learn about the specific challenges and successes of these deployments, and gain actionable strategies for tapping into new markets and meeting diverse customer needs.","speakers2":"(1) TBC
(2) TBC"},{"name":"Track 4","location":"Community Stage - Exhibit Hall","column":11,"style":"financing","colours":[],"heading":"Financing Fintech's Future","subheading":"Pitch: Fintech Meetup 2025 Startup Pitch Round 2","description":"Fintech Meetup's Startup Pitch competition, in partnership with Commerce Ventures, is our search to find the next greatest, most innovative, and game-changing fintechs.

This session will see the second group of 6 early-stage startups showcase their innovative technologies addressing pivotal challenges in fintech. Each participant will have 6 minutes to deliver their pitch and answer the judges' questions. A final evaluation by the judges will see the winning Startup progress to the Startup Pitch Finale on the Main Stage.","speakers":"Judges:
(1) Dan Rosen, Partner, Commerce Ventures
More speakers to be announced soon"}]},{"start_time":"9:30 AM","end_time":"6:30 PM","duration":"9 hours","instruction":"all","row_number":"75-76","tracks":[{"heading":"Exhibition Open","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]},{"start_time":"10:45 AM","end_time":"12:30 PM","duration":"1 hour 45 minutes","instruction":"heading","row_number":"78-80","tracks":[{"name":"Meetings and Networking","location":"The Hub - Exhibit Hall","column":5,"style":"navigating","colours":[],"heading":"Meetings Session 1","subheading":"Slot 1.1 10:45 AM - 11:00 AM
Slot 1.2 11:03 AM - 11:18 AM
Slot 1.3 11:21 AM - 11:36 AM
Slot 1.4 11:39 AM - 11:54 AM
Slot 1.5 11:57 AM - 12:12 PM
Slot 1.6 12:15 PM - 12:30 PM"}]},{"start_time":"12:30 AM","end_time":"2:00 PM","duration":"13 hours 30 minutes","instruction":"all","row_number":"82-83","tracks":[{"heading":"Lunch","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]},{"start_time":"1:00 PM","end_time":"1:45 PM","duration":"45 minutes","instruction":"heading","row_number":"85-87","tracks":[{"name":"Meetings and Networking","location":"The Hub - Exhibit Hall","column":5,"style":"tabletalks","colours":[],"heading":"Tabletalks","subsubheading":"Tabletalks are 45-minute interactive roundtable conversations that bring together peer groups to share insights, address issues and generate actionable takeaways on key industry topics that help drive individuals and businesses forward. Each Tabletalk consists of 5-8 peers in a setting that encourages and promotes candid conversation and sharing. Tabletalks topics will be shared in January 2025, ahead of the Tabletalks selection process."}]},{"start_time":"1:00 PM","end_time":"1:40 PM","duration":"40 minutes","instruction":"heading","row_number":"89-94","tracks":[{"name":"Track 1","location":"Bellini 2001a-2101b","column":7,"style":"sponsored","colours":[],"heading":"Sponsored Content","subheading":"Sponsored Panel: Visa","description":"More info to be announced soon","speakers":"(1) TBC
(2) TBC
(3) TBC
Moderated by TBC"},{"name":"Track 2","location":"Titian 2201a-2301b","column":8,"style":"sponsored","colours":[],"heading":"Sponsored Content","subheading":"Sponsored Panel: TBC","description":"More info to be announced soon","speakers":"(1) TBC
(2) TBC
(3) TBC
Moderated by TBC"},{"name":"Track 3","location":"Veronese 2401a-2501b","column":9,"style":"sponsored","colours":[],"heading":"Sponsored Content","subheading":"Sponsored Panel: TBC","description":"More info to be announced soon","speakers":"(1) TBC
(2) TBC
(3) TBC
Moderated by TBC"},{"name":"Track 4","location":"Community Stage - Exhibit Hall","column":11,"style":"financing","colours":[],"heading":"Community Content","subheading":"Panel: Acquire, Exit, or IPO: Expansion Opportunities for Scaling Fintechs","description":"As the fintech industry matures, the focus is shifting from hypergrowth to strategic, profitable expansion. In this evolving landscape, mature fintechs with established stability, strong market positions, and long-term strategies are considering options to acquire, exit, or pursue an IPO.

In this session, we?ll explore essential strategies for fintechs navigating these opportunities, including the value of building on a stable core business before expanding and the impact of programmatic M&A in forming mutually beneficial partnerships. We?ll examine how fintechs are adapting to today?s challenges through targeted growth, selective alliances, and focused M&A to unlock greater value.

Join us to gain insights into the key trends driving the next chapter of fintech growth, the impact of resilience across various verticals and growth stages on expansion opportunities, and the diverse pathways available?from acquisitions and strategic exits to IPOs and SPACs?as fintechs scale in a shifting financial landscape.","speakers":"(1) Kirthiga Reddy, President, Athena Capital
(2) Jason Lee, Chief of Chime Enterprise, Chime
Moderated by Avin Arumugam, Operating Partner, Searchlight Capital Partners
"}]},{"start_time":"2:00 PM","end_time":"3:05 PM","duration":"1 hour 5 minutes","instruction":"heading","row_number":"96-104","tracks":[{"name":"General Session","location":"Venetian Ballroom G-J","column":6,"style":"keynotes","colours":[],"heading":"Keynotes","subsubheading":"2:00 PM to 2:05 PM - Tuesday's Opening Remarks
2:05 PM to 2:25 PM - KEYNOTE SPEAKER: Keynote Speaker to be announced soon.
2:25 PM to 2:45 PM - KEYNOTE SPEAKER: Keynote Speaker to be announced soon.
2:45 PM to 3:05 PM - KEYNOTE SPEAKER: Keynote Speaker to be announced soon."}]},{"start_time":"3:10 PM","end_time":"4:55 PM","duration":"1 hour 45 minutes","instruction":"heading","row_number":"106-108","tracks":[{"name":"Meetings and Networking","location":"The Hub - Exhibit Hall","column":5,"style":"navigating","colours":[],"heading":"Meetings Session 2","subheading":"Slot 2.1 3:10 PM - 3:25 PM
Slot 2.2 3:28 PM - 3:43 PM
Slot 2.3 3:46 PM - 4:01 PM
Slot 2.4 4:04 PM - 4:19 PM
Slot 2.5 4:22 PM - 4:37 PM
Slot 2.6 4:40 PM - 4:55 PM"}]},{"start_time":"5:00 PM","end_time":"6:00 PM","duration":"1 hour","instruction":"all","row_number":"110-111","tracks":[{"heading":"Happy Hour","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]}],"errors":["Row 46: 'column'","Row 76: 'column'","Row 83: 'column'","Row 111: 'column'"]},"agenda_day_3":{"date":"Wednesday, March 12, 2025","sessions":[{"start_time":"7:00 AM","end_time":"8:30 AM","duration":"1 hour 30 minutes","instruction":"all","row_number":"118-119","tracks":[{"heading":"Breakfast and Networking","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]},{"start_time":"8:30 AM","end_time":"9:10 AM","duration":"2 hours 10 minutes","instruction":"heading","row_number":"122-129","tracks":[{"name":"General Session","location":"Venetian Ballroom G-J","column":6,"style":"navigating","colours":[],"heading":"Navigating Uncertainty","subheading":"Panel: What the US Can Learn from Global Markets? Adoption of Real-Time Payments","description":"The US payments landscape is poised for transformation, yet the adoption of Real-Time Payments (RTP) lags behind other global markets.

In this session, we will evaluate the issues, successes, and ROI of implementing Real-Time Payments, offering insights from global successes to guide and inspire the US market.

Join this Main Stage panel to learn actionable strategies for driving RTP adoption in the US, leveraging global insights to overcome challenges and enhance the efficiency and effectiveness of our payments industry.","speakers":"(1) Carlos Netto, Co-founder & CEO, Matera
(2) Thomas Warsop, CEO, ACI Worldwide
(3) David Watson, President & CEO, The Clearing House
Moderated by Shamir Karkal, Co-Founder, Sila

More speakers to be announced soon"},{"name":"Track 1 ","location":"Bellini 2001a-2101b","column":7,"style":"building","colours":[],"heading":"Building Financial Services to Endure","subheading":"Panel: Accelerating Digital Transformation in Regional & Community Banks, and Credit Unions","description":"To thrive in today?s competitive banking landscape, smaller financial institutions must embrace digital transformation.

In this session, we will outline the essential building blocks for a successful digital transformation strategy, focusing on effective partner recruitment, technology implementation, and continued innovation.

Join this panel to learn how banks and credit unions transition from legacy systems to fintech solutions, managing existing technology considerations, evaluating new technologies and building new and improved digital business and consumer banking experiences.","speakers":"(1) Michelle Prohaska, Chief Risk & Compliance Officer, Nymbus
(2) Margaret Mayer, CTO, Zions Bancorporation
(3) Jack Ingram, CIO, WECU
Moderated by Dr. Leda Glyptis, Advisor, FinScan, Lag20 Consulting

More speakers to be announced soon"},{"name":"Track 2 ","location":"Titian 2201a-2301b","column":8,"style":"value","colours":[],"heading":"Value-as-a-Service","subheading":"Case Study: Successful Applications of AI in Financial Services","description":"Delve into real-world applications and outcomes of AI in the financial services industry.

In this session, we will showcase success stories from leading financial institutions highlighting their deployment and partnerships using AI.

Join this case study presentation to learn about the practical challenges and triumphs of implementing AI technologies in financial services. Discover how these organizations navigate the complexities of AI integration to achieve significant improvements in efficiency, customer experience, and overall business performance.","speakers":"(1) TBC
(2) TBC","subheading2":"Case Study: Successful Applications of AI in Financial Services","description2":"Delve into real-world applications and outcomes of AI in the financial services industry.

In this session, we will showcase success stories from leading financial institutions highlighting their deployment and partnerships using AI.

Join this case study presentation to learn about the practical challenges and triumphs of implementing AI technologies in financial services. Discover how these organizations navigate the complexities of AI integration to achieve significant improvements in efficiency, customer experience, and overall business performance.","speakers2":"(1) TBC
(2) TBC"},{"name":"Track 3 ","location":"Veronese 2401a-2501b","column":9,"style":"dominating","colours":[],"heading":"Dominating Distribution","subheading":"Panel: The Do's and Don'ts of Regional and Global Market Expansion","description":"When expanding into new markets, banks and fintechs face significant challenges, including navigating market dynamics, distribution issues, and regulatory environments.

In this session, we will explore strategies for expanding fintech operations globally. The focus will be on selecting the right partners, understanding different market dynamics, and enhancing risk and compliance functions during expansion.

Join this panel to learn actionable strategies for choosing the right partners for growth, managing risks, and navigating the complexities of global expansion in the fintech industry.","speakers":"(1) Marc Baghadjian, CEO, Hypercard
(2) Gabriela Estrada, Co-Founder & CEO, Vexi
Moderated by Sheela Ursal,General Partner Fintech Next Fund, Fintech Next

More speakers to be announced soon"},{"name":"Track 4 ","location":"Community Stage - Exhibit Hall","column":11,"style":"financing","colours":[],"heading":"Financing Fintech's Future","subheading":"Panel: Tackling Limited Funding and Plunging Valuations With Investors and Founders","description":"The venture market is presenting new challenges for entrepreneurs and investors, particularly in navigating down rounds and managing market valuation issues.

In this session, we will discuss the impact of changing dynamics on startups and investment strategies, including identifying startups that build sustainable businesses, the evolution of the venture market, and the current state and future trends of the fintech ecosystem.

Join this panel to gain insights and strategies to successfully navigate the shifting landscape of funding and valuation, and learn how to position your business or investments for long-term success.","speakers":"(1) Lindsay Fitzgerald, General Partner, Vesey Ventures
(2) Ema Rouf, Co-Founder & President, pave.dev
(3) Dan Allred, MD, Fintech, HSBC
(4) Dan Kimerling, Managing Partner, Deciens Capital
Moderated by Ryan Gilbert, Founder, Launchpad Capital"}]},{"start_time":"9:15 AM","end_time":"9:55 AM","duration":"40 minutes","instruction":"subheading","row_number":"131-137","tracks":[{"name":"General Session","location":"Venetian Ballroom G-J","column":6,"style":"navigating","colours":[],"heading":"Navigating Uncertainty","subheading":"Panel: Breaking Borders: How Top Banks are Winning Customers with Cross-Border Payment Innovation and Partnerships","description":"The digitization of cross-border payments presents a critical opportunity for financial institutions to enhance efficiency and customer experience.

In this session, we will discuss how they are leveraging innovation and interoperability to revolutionize cross-border payments, exploring opportunities in international payment solutions and identifying potential partnership opportunities.

Join this Main Stage panel to gain insights into the future of cross-border payments, discover innovative strategies, and learn how to capitalize on emerging opportunities in this dynamic fintech category.","speakers":"(1) Emanuela Saccarola, MD, Head of Cross Border Payments, Citi
(2) Gayathri Vasudev, Global Head of Cross-Currency Payments, J.P. Morgan
(3) Mary Ellen Brown, MD & Head of Transformation, Global Transaction Banking, TD Securities
Moderated by Daniel Webber, CEO & Founder, FXC Intelligence

More speakers to be announced soon"},{"name":"Track 1 ","location":"Bellini 2001a-2101b","column":7,"style":"building","colours":[],"heading":"Building Financial Services to Endure","subheading":"Panel: Creating Value & Driving Loyalty in Small Business Banking & Finance","description":"SMBs require integrated financial solutions that not only support their growth but foster loyalty and create lasting value. As fintech merges with traditional finance, new opportunities arise for financial institutions to enhance SMB experiences and build meaningful, long-term relationships.

This panel will delve into how banking and fintech providers can elevate their offerings to deliver Value-as-a-Service for SMBs. We?ll explore innovative financial solutions that address the unique challenges of small businesses, from efficient financial management to enriched customer interactions. Our experts will discuss how emerging technologies, like API integrations and AI-driven personalization, are helping financial services evolve from transactional support to transformative partnerships.

Join us to discover how you can redefine your financial products to drive loyalty and growth, optimize solutions for evolving SMB needs, and create compelling, value-driven customer journeys that ensure SMBs thrive in an increasingly competitive market.","speakers":"(1) Michael Rangel, Co-Founder & CEO, Novo
(2) Shruti Patel, EVP & CPO, Business Banking, U.S. Bank


More speakers to be announced soon"},{"name":"Track 2 ","location":"Titian 2201a-2301b","column":8,"style":"value","colours":[],"heading":"Value-as-a-Service","subheading":"Case Study: Successful Applications of AI in Financial Services","description":"Delve into real-world applications and outcomes of AI in the financial services industry.

In this session, we will showcase success stories from leading financial institutions highlighting their deployment and partnerships using AI.

Join this case study presentation to learn about the practical challenges and triumphs of implementing AI technologies in financial services. Discover how these organizations navigate the complexities of AI integration to achieve significant improvements in efficiency, customer experience, and overall business performance.","speakers":"(1) Michael Tannenbaum, CEO, Figure
(2) TBC","subheading2":"Case Study: Successful Applications of AI in Financial Services","description2":"Delve into real-world applications and outcomes of AI in the financial services industry.

In this session, we will showcase success stories from leading financial institutions highlighting their deployment and partnerships using AI.

Join this case study presentation to learn about the practical challenges and triumphs of implementing AI technologies in financial services. Discover how these organizations navigate the complexities of AI integration to achieve significant improvements in efficiency, customer experience, and overall business performance.","speakers2":"(1) Michael Tannenbaum, CEO, Figure

More speakers to be announced soon"},{"name":"Track 3 ","location":"Veronese 2401a-2501b","column":9,"style":"dominating","heading":"Dominating Distribution","colours":[],"subheading":"Panel: Everything You've Ever Wanted to Know About Enterprise GTM Strategy","description":"As many infrastructure providers and vendors move upstream, targeting enterprise clients has become crucial for substantial revenue growth. With just a few enterprise clients, the revenue potential often outweighs the effort of serving multiple smaller customers struggling to scale.

In this session, leaders will guide B2B fintechs through the critical steps of launching a GTM effort tailored for enterprise success. We will delve into the importance of identifying the best product-market fit, defining the ideal customer profile, and ensuring your fintech can meet the demands of enterprise clients.

Join this panel to learn actionable strategies for building a robust GTM enterprise strategy, targeting high-value clients, and setting your fintech.","speakers":"(1) Justin Benson, CEO, Spreedly
(2) Kate Walton, MD & CCO, Merchant Payments, JPMorgan Chase & Co.
(3) Jack Connors, Head of Global Shopify Business, Stripe
Moderated by Dana Warren, Venture Partner, Canaan Partners

More speakers to be announced soon"},{"name":"Track 4 ","location":"Community Stage - Exhibit Hall","column":11,"style":"financing","colours":[],"heading":"Financing Fintech's Future","subheading":"Panel: The New Founder Playbook: Prioritizing Sustainable Growth and Profitability Over Growth-at-all-Costs?","description":"In an increasingly volatile funding and investing market, founders must balance rapid scale with long-term profitability to ensure sustainable business success.

In this session, we will discuss overcoming obstacles, extending runway, and developing growth strategies that prioritize profitability. They will delve into scaling strategies, strategic acquisitions, and robust risk management.

Join this panel to learn how to prioritize sustainable growth, manage risks effectively, and achieve long-term success while navigating market changes and operational challenges.","speakers":"(1) Prashant Fuloria, CEO, Fundbox
(2) Drew Glover, Co-Founder, Fiat Growth & Fiat Ventures
(3) Vishal Garg, CEO, Better.com
Moderated by Julien Phipps, Co-Founder, Partner, Tropoly

More speakers to be announced soon"}]},{"start_time":"10:00 AM","end_time":"10:40 AM","duration":"40 minutes","instruction":"subheading","row_number":"139-145","tracks":[{"name":"General Session","location":"Venetian Ballroom G-J","column":6,"style":"navigating","colours":[],"heading":"Navigating Uncertainty","subheading":"Panel: Reinventing Credit: Responding to New Lending Models","description":"The consumer credit landscape is undergoing a dramatic transformation, driven by regulatory changes and the rise of innovative lending models like BNPL. Traditional credit card issuers face cost pressures and the need to rethink their value propositions in a potentially fee-free future.

In this session, we will discuss strategies for monetizing credit card offerings amidst regulatory challenges, such as late fee reductions. The panel will also explore innovations in credit products, including high-end credit cards like Amex, and how issuers can respond to the competitive threat posed by BNPL.

Join this Main Stage panel to gain insights into reimagining credit card products to meet evolving consumer needs, engaging younger consumers, and rethinking card economics for sustainable growth.","speakers":"(1) Arad Levertov, CEO, Sunbit
(2) Kristy Kim, CEO, TomoCredit
(3) Akita Somani, SVP Point-of-Sale Lending, U.S. Bank
Moderated by Amit Garg, Senior Partner & Co-Head Global Retail Banking Practice, McKinsey & Company

More speakers to be announced soon"},{"name":"Track 1 ","location":"Bellini 2001a-2101b","column":7,"style":"building","colours":[],"heading":"Building Financial Services to Endure","subheading":"Panel: The Future of Consumer Banking: Navigating Digital Transformation and Evolving Expectations?","description":"As consumer expectations evolve, the banking industry is facing unprecedented changes. Digital innovation is not only transforming customer experiences but also reshaping how banks operate, creating opportunities and challenges for both established players and newer entrants in the space. Traditional banks are now competing to deliver faster, more personalized services while navigating the complexities of integrating new technologies.

In this session, we will explore how consumer banking is adapting to meet rising expectations, and how digital tools are improving both consumer interactions and banker efficiency. Key topics will include the ability of traditional banks to outpace fintech challengers in the digital realm, and the role of technology in driving customer-centric strategies and operational efficiency within banks.

Join us to gain insights into the future of consumer banking, as we discuss how institutions can leverage digital transformation to enhance customer experiences, stay competitive in a rapidly shifting market, and drive long-term success.","speakers":"(1) Dominic Venturo, SEVP & Chief Digital Officer, U.S. Bank
Moderated by Tony Hayes, Managing Partner, Banking & Payments Group

More speakers to be announced soon"},{"name":"Track 2 ","location":"Titian 2201a-2301b","column":8,"style":"value","colours":[],"heading":"Value-as-a-Service","subheading":"Panel: Dealing with AI Fighting on Both Sides of Financial Fraud?","description":"With the rise of AI and ML technologies, the fight against fraud has intensified, yet fraudsters are equally leveraging these technologies to their advantage. Financial institutions now face the dual challenge of leveraging these technologies to prevent fraud while also combating increasingly sophisticated AI-driven attacks.

In this session, we will explore utilizing AI to enhance fraud prevention, improve efficiency, and gain a competitive edge. Discussions will cover implementing advanced fraud and ID solutions and addressing the surge in AI-powered fraudulent activities.

Join this panel to navigate the complexities of AI-driven fraud prevention, optimize your banking security operations, and transform fraud prevention from a regulatory obligation into a revenue-driving strategy.","speakers":"(1) Fernando Paulin, CEO, Trully
(2) Ronen Assia, Managing Partner, Fintech, Team8
(3) Catherine Porter, Chief Business Officer, Prove
Moderated by Chris Caruana, Founder & CEO, C6 Intelligence

More speakers to be announced soon"},{"name":"Track 3 ","location":"Veronese 2401a-2501b","column":9,"style":"dominating","colours":[],"heading":"Dominating Distribution","subheading":"Case Study: Choosing the Right Customer Segment in the Era of Strategic Pivots","description":"With diminishing opportunities for major investment rounds and a saturated competitive market, fintechs must be agile and ready to pivot to new customer segments to drive growth and remain competitive.

In this session, we will explore strategies for identifying and transitioning to new customer segments or verticals, such as moving from direct-to-consumer (D2C) to a combined D2C and B2B2C model. They will discuss the challenges and opportunities of these strategic pivots, including shifting from single product sales to multiproduct relationships and emphasizing commercial excellence in both B2B and B2C contexts.

Join this panel to learn how these founders successfully pivoted to new verticals and customer segments, enhancing market reach and building stronger, multiproduct relationships that drive sustainable growth.","speakers":"Moderated by Vik Iyer, Partner, McKinsey and Company

More speakers to be announced soon","subheading2":"Case Study","description2":"More info to be announced soon","speakers2":"(1) Shivani Siroya, CEO & Founder, Tala

More speakers to be announced soon"},{"name":"Track 4 ","location":"Community Stage - Exhibit Hall","column":11,"style":"financing","colours":[],"heading":"Financing Fintech's Future","subheading":"Panel: Talent Strategies for Fintech's Next Generation of Founders: Powering Growth with HR Tech","description":"The next wave of fintech founders faces unique challenges in building agile, high-performing teams in a competitive talent market. Leveraging HR tech tools is essential for scaling talent strategies, from recruitment and onboarding to employee engagement and retention, all critical for driving sustainable growth.

This session will explore innovative approaches to talent acquisition and management using HR tech, showcasing real examples of fintech companies that have transformed their hiring and culture-building processes. We'll discuss the challenges and best practices for integrating HR tech solutions, as well as strategies to align talent initiatives with business growth.

Learn how to attract, develop, and retain top talent to fuel your fintech's success and create a thriving, forward-thinking workplace culture.","speakers":"(1) Tomer London, Co-Founder & CPO, Gusto
Moderated by Denise D'Angelo, Chief Growth Officer & Head of Transformation Programs, Blankfactor

More speakers to be announced soon"}]},{"start_time":"9:30 AM","end_time":"6:30 PM","duration":"9 hours","instruction":"all","row_number":"147-148","tracks":[{"heading":"Exhibition Open","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]},{"start_time":"10:45 AM","end_time":"12:30 PM","duration":"1 hour 45 minutes","instruction":"heading","row_number":"150-152","tracks":[{"name":"Meetings and Networking","location":"The Hub - Exhibit Hall","column":5,"style":"navigating","colours":[],"heading":"Meetings Session 3","subheading":"Slot 3.1 10:45 AM - 11:00 AM
Slot 3.2 11:03 AM - 11:18 AM
Slot 3.3 11:21 AM - 11:36 AM
Slot 3.4 11:39 AM - 11:54 AM
Slot 3.5 11:57 AM - 12:12 PM
Slot 3.6 12:15 PM - 12:30 PM"}]},{"start_time":"12:30 AM","end_time":"2:00 PM","duration":"13 hours 30 minutes","instruction":"all","row_number":"154-155","tracks":[{"heading":"Lunch","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]},{"start_time":"1:00 PM","end_time":"1:45 PM","duration":"45 minutes","instruction":"heading","row_number":"157-159","tracks":[{"name":"Meetings and Networking","location":"The Hub - Exhibit Hall","column":5,"style":"tabletalks","colours":[],"heading":"Tabletalks","subsubheading":"Tabletalks are 45-minute interactive roundtable conversations that bring together peer groups to share insights, address issues and generate actionable takeaways on key industry topics that help drive individuals and businesses forward. Each Tabletalk consists of 5-8 peers in a setting that encourages and promotes candid conversation and sharing. Tabletalks topics will be shared in January 2025, ahead of the Tabletalks selection process."}]},{"start_time":"1:00 PM","end_time":"1:40 PM","duration":"40 minutes","instruction":"heading","row_number":"161-166","tracks":[{"name":"Track 1 ","location":"Bellini 2001a-2101b","column":7,"style":"sponsored","colours":[],"heading":"Sponsored Content","subheading":"Sponsored Panel: TBC","description":"More info to be announced soon","speakers":"(1) TBC
(2) TBC
(3) TBC
Moderated by TBC"},{"name":"Track 2 ","location":"Titian 2201a-2301b","column":8,"style":"sponsored","colours":[],"heading":"Sponsored Content","subheading":"Sponsored Panel: TBC","description":"More info to be announced soon","speakers":"(1) TBC
(2) TBC
(3) TBC
Moderated by TBC"},{"name":"Track 3 ","location":"Veronese 2401a-2501b","column":9,"style":"sponsored","colours":[],"heading":"Sponsored Content","subheading":"Sponsored Panel: TBC","description":"More info to be announced soon","speakers":"(1) TBC
(2) TBC
(3) TBC
Moderated by TBC"},{"name":"Track 4 ","location":"Community Stage - Exhibit Hall","column":11,"style":"financing","colours":[],"heading":"Community Content","heading2":"Financing Fintech's Future","subheading":"Panel: Unlocking and Accelerating Funding for Women and Diverse Founders in Fintech","description":"The lack of funding for female and diverse founders remains a significant issue in the fintech industry, hindering innovation and diversity. Addressing this gap is crucial for fostering an inclusive ecosystem that drives growth and equity.

In this session, we will explore strategies to improve funding access for women and diverse founders in fintech. Discussions will cover actionable steps to enhance diversity, equity, and inclusion in fintech funding, including successful initiatives and best practices.

Join this panel to gain insights into creating a more inclusive funding environment and learn how to support and accelerate the growth of diverse founders in the fintech space.","speakers":"(1) Tricia Costello, CEO, Portfolia
(2) Carolyn Rodz, Co-Founder & CEO, Hello Alice
(3) Anita Roberts, MD, Silicon Hills Capital
Moderated by Nicole Casperson, Founder & CEO, Fintech Is Femme

More speakers to be announced soon"}]},{"start_time":"2:00 PM","end_time":"3:05 PM","duration":"1 hour 5 minutes","instruction":"heading","row_number":"168-176","tracks":[{"name":"General Session","location":"Venetian Ballroom G-J","column":6,"style":"keynotes","colours":[],"heading":"Keynotes","subsubheading":"2:00 PM to 2:05 PM - Wednesday's Opening Remarks & Startup Pitch Finale Winner:
Sanjib Kalita, Chairman, Fintech Meetup, Dan Rosen, Partner, Commerce Ventures
2:05 PM to 2:25 PM - KEYNOTE SPEAKER: Keynote Speaker to be announced soon.
2:25 PM to 2:45 PM - KEYNOTE SPEAKER: Keynote Speaker to be announced soon.
2:45 PM to 3:05 PM - KEYNOTE SPEAKER: Keynote Speaker to be announced soon."}]},{"start_time":"3:10 PM","end_time":"4:55 PM","duration":"1 hour 45 minutes","instruction":"heading","row_number":"178-180","tracks":[{"name":"Meetings and Networking","location":"The Hub - Exhibit Hall","column":5,"style":"dominating","colours":[],"heading":"Meetings Session 4","subheading":"Slot 4.1 3:10 PM - 3:25 PM
Slot 4.2 3:28 PM - 3:43 PM
Slot 4.3 3:46 PM - 4:01 PM
Slot 4.4 4:04 PM - 4:19 PM
Slot 4.5 4:22 PM - 4:37 PM
Slot 4.6 4:40 PM - 4:55 PM"}]},{"start_time":"5:00 PM","end_time":"6:00 PM","duration":"1 hour","instruction":"all","row_number":"182-183","tracks":[{"heading":"Happy Hour","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]},{"start_time":"9:00 PM","end_time":"12:00 AM","duration":"error: end time is earlier than start time","instruction":"all","row_number":"189-190","tracks":[{"heading":"Industry Party","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]}],"errors":["Row 119: 'column'","Row 148: 'column'","Row 155: 'column'","Row 183: 'column'","Row 190: 'column'"]},"agenda_day_4":{"date":"Thursday, March 13, 2025","sessions":[{"start_time":"8:30 AM","end_time":"9:30 AM","duration":"1 hour","instruction":"all","row_number":"192-193","tracks":[{"heading":"Breakfast and Networking","name":"Meetings and Networking","location":"all","style":"registration","colours":[]}]},{"start_time":"9:30 AM","end_time":"10:10 AM","duration":"2 hours 10 minutes","instruction":"heading","row_number":"196-200","tracks":[{"name":"Track 1 ","location":"Bellini 2001a-2101b","column":7,"style":"building","colours":[],"heading":"Building Financial Services to Endure","subheading":"Panel: Tackling the Complexities of Modern Payment Fraud","description":"With the rapid growth of real-time payments (RTP), FedNow, and peer-to-peer (P2P) transactions, fraudsters are finding new ways to exploit these systems, especially given the irreversibility and immediacy of such payments. Financial institutions are under increasing pressure to protect customers while maintaining a frictionless experience.

This session will dive into advanced topics in payment fraud, including sophisticated social engineering tactics, coercion-based authorized push payment (APP) fraud, and the rising threat of wholesale and cross-border payment fraud. We'll also discuss how real-time and account-to-account (A2A) transactions create specific vulnerabilities, and how AI-driven fraud detection and industry collaboration can mitigate these risks.

Join us to explore advanced strategies for enhancing fraud detection, securing both domestic and cross-border transactions, and implementing effective industry collaboration to address emerging threats.","speakers":"(1) Todd Rovak, Co-Founder & CEO, Carefull

More speakers to be announced soon"},{"name":"Track 2 ","location":"Titian 2201a-2301b","column":8,"style":"value","colours":[],"heading":"Value-as-a-Service","subheading":"Panel: Beyond Commodity: How Stablecoins Are Redefining the Value of Money Transfer","description":"Stablecoins are reshaping money transfer by offering stability, speed, and cost-efficiency, addressing limitations of traditional payment systems. With applications from lowering remittance fees to simplifying cross-border transactions, stablecoins present unique advantages for both businesses and consumers.

This session will examine how stablecoins are transforming cross-border payments and remittances, with real-world examples that highlight their impact. We?ll discuss challenges in adopting stablecoin solutions, best practices, and the role of regulators in maintaining security and compliance in this emerging financial landscape.

Discover how stablecoins can unlock new revenue streams, streamline payment processes, and drive digital finance innovation.","speakers":"(1) TBC
(2) TBC
(3) TBC
(4) TBC
Moderated by TBC"},{"name":"Track 3 ","location":"Veronese 2401a-2501b","column":9,"style":"navigating","colours":[],"heading":"Navigating Uncertainty","subheading":"Panel: How Proposed, Incoming, and Future Regulatory Changes Will Impact Financial Services?","description":"The financial services industry is on the cusp of significant regulatory transformations that will impact everything from payments to liquidity management. With government changes affecting financial regulation, institutions must stay ahead of these developments to maintain compliance and stability.

In this session, we will dissect the implications of various regulatory changes, focusing on payments, fee regulation, money transmission, and liquidity management. We will explore how financial services can prepare for the Basel III Endgame, adapt to evolving crypto regulations, and respond to new interpretations from the CFPB regarding BNPL loans and EWA products.

Join this panel to gain a comprehensive understanding of the evolving regulatory landscape, learn how to navigate these changes effectively, and discover strategies to ensure your bank or fintech remains compliant and resilient in the face of new regulations.","speakers":"(1) Christina Tetreault, Deputy Commissioner, California DFPI Office of Financial Technology Innovation (OFTI),California Department of Financial Protection & Innovation (DFPI)"}]},{"start_time":"10:15 AM","end_time":"10:55 AM","duration":"40 minutes","instruction":"subheading","row_number":"202-205","tracks":[{"name":"Track 1 ","location":"Bellini 2001a-2101b","column":7,"style":"building","colours":[],"heading":"Building Financial Services to Endure","subheading":"Panel: How to Build Secure and Effective Onboarding Experiences in Banking","description":"Effective onboarding is vital for banks to foster strong customer relationships and enhance satisfaction from the first interaction. Ensuring a secure and smooth onboarding process is paramount for driving customer loyalty and cross-selling opportunities.

In this session, we will discuss strategies for implementing robust, secure, and user-friendly onboarding processes. Topics will include leveraging new tools like biometrics for identity verification, automating KYC updates for compliance, and educating customers on security and fraud prevention.

Join this panel to learn actionable strategies for enhancing your bank?s onboarding process, ensuring security and compliance, and balancing regulatory requirements with an efficient customer experience.","speakers":"(1) Natasha Vernier, Co-Founder & CEO, Cable
(2) Jennifer Arnold, CEO, Minerva
(3) Kyle Mack, Co-Founder & CEO, Middesk
(4) Matthew Benidt, Head of Branch Banking, Western Alliance Bank
Moderated by Carolyn Manis Sorensen, Advisor, Secure Technology Alliance

More speakers to be announced soon"},{"name":"Track 2 ","location":"Titian 2201a-2301b","column":8,"style":"value","colours":[],"heading":"Value-as-a-Service","subheading":"Panel: How Traditional Banks Can Deliver Value and Transformation in the Tokenization Era","description":"Traditional banks are at a crossroads, facing the urgent need to rebuild trust in the digital asset market. The transformative potential of tokenization offers a way forward, enabling banks to create new asset classes, enhance liquidity, and streamline complex transactions.

In this session, we will dive into how traditional banks can harness tokenization to deliver unparalleled value. We will explore real-world examples of successful partnerships in the digital assets space, the intricacies of implementing tokenization projects, and the pivotal role of regulators in ensuring security and compliance.

Join this panel to discover how to leverage tokenization to revolutionize your financial services, unlock new revenue streams, and position your institution at the forefront of digital transformation.","speakers":"(1) Glendy Kam, CPO, Tassat Group
(2) Edward Woodford, Co-Founder & CEO, Zero Hash
(3) Andrew Czupek, Head of North America, Digital Assets & Financial Markets, Northern Trust
(4) Kenneth Wong, Head - GTB Product Strategy and Innovation, TD Securities

More speakers to be announced soon"},{"name":"Track 3 ","location":"Veronese 2401a-2501b","column":9,"style":"navigating","colours":[],"heading":"Navigating Uncertainty","subheading":"Panel: How to Navigate Macroeconomic and Geopolitical Shifts in Financial Services","description":"The financial services industry is facing unprecedented challenges due to fluctuating interest rates, regulatory changes, geopolitical tensions, and negative global economic trends.

In this session, we will discuss strategies and approaches for navigating these complex changes. They will explore how to adapt business models, manage risks, and capitalize on new opportunities in this dynamic environment.

Join this panel to gain valuable insights into staying resilient and competitive amid macroeconomic and geopolitical uncertainties.","speakers":"(1) Michelle Meyer, Chief Economist, Head of the Mastercard Economics Institute, Mastercard
(2) Joseph Mayans, Chief Economist, North America, Experian
(3) Leila Aghabarari, Chief Economist, Financial Services, The World Bank
Moderated by Mitchell Spector, Partner, Head of FinTech, Berkshire Global Advisors
More speakers to be announced soon"}]},{"start_time":"11:00 AM","end_time":"11:40 AM","duration":"40 minutes","instruction":"subheading","row_number":"207-210","tracks":[{"name":"Track 1 ","location":"Bellini 2001a-2101b","column":7,"style":"building","colours":[],"heading":"Building Financial Services to Endure","subheading":"Panel: Battling Increasingly Sophisticated Cybersecurity Threats in Banking","description":"The complexity and frequency of cybersecurity threats are escalating, presenting significant risks to infrastructure and operations. Addressing these sophisticated threats requires robust strategies and cutting-edge technologies.

In this session, we will discuss key concerns such as digital identity authentication, operational risk management, and best practices for ensuring robust cybersecurity measures. We will also explore the role of AI and machine learning in forecasting and mitigating risks.

Join this panel to learn actionable strategies for defending against advanced cyber threats, enhancing your risk management practices, and leveraging AI technologies to protect your organization in a volatile economic environment.","speakers":"(1) Rocky Motwani, CEO, Cyphlens
(2) Ben Colman, Co-Founder & CEO, Reality Defender
(3) Adam Lowe, Chief Product & Innovation Officer, CompoSecure

More speakers to be announced soon"},{"name":"Track 2 ","location":"Titian 2201a-2301b","column":8,"style":"value","colours":[],"heading":"Value-as-a-Service","subheading":"Panel: Regulating Crypto: Taking Stock and Looking Ahead","description":"The challenges and opportunities presented by stablecoins, particularly in payments and cross-border transactions, highlight the urgency for clear regulatory frameworks. With prominent firms working to launch stablecoins, regulatory focus on these digital assets is expected to intensify in 2025.

In this session, we will delve into the current state of crypto regulation, examining the ambiguity caused by the lack of standardized global frameworks and the emergence of new regulatory hubs. They will also explore the regulatory scrutiny on DeFi, enforcement actions by US regulators, and the impact of institutional efforts to introduce Bitcoin and Ethereum ETFs.

Join this panel to understand the regulatory landscape's impact on the crypto market, learn about the key regulatory challenges and opportunities ahead, and discover how financial institutions can drive regulatory progress and innovation in the crypto space.","speakers":"(1) Cleve Mesidor, Executive Director, Blockchain Foundation
Moderated by Jeremy McLaughlin, Partner, K&L Gates

More speakers to be announced soon"},{"name":"Track 3 ","location":"Veronese 2401a-2501b","column":9,"style":"navigating","colours":[],"heading":"Navigating Uncertainty","subheading":"Panel: Compliance or Collapse: What Fintechs Need to do to Get it Right","description":"Compliance is critical to the success and longevity of any fintech, but navigating the challenges of regulations and partnerships can be tricky. Missteps can lead to costly bank shutoffs or even threaten the survival of your business.

In this session, we will explore the most pressing compliance issues for fintechs, including how to handle tough due diligence, the risks of 'just-in-time' compliance, and strategies for hiring the right compliance officer. We'll also discuss the decision between pursuing a license or relying on bank partnerships and how to build a robust compliance framework to avoid regulatory pitfalls.

Join this panel to gain actionable insights on fortifying your compliance defenses, maintaining strong bank relationships, and ensuring your fintech stays on the path to growth and success.","speakers":"(1) Dave Hales, Board Chair & CEO, Global Innovations Bank
(2) Adam Goller, EVP, Head of FinTech Banking, Cross River
(3) Trent Sorbe, CPO, First International Bank & Trust/Kotapay
(4) Kathleen Craig, Founder & CEO, Plinqit
Moderated by Ravi de Silva, Managing Partner, de Risk Partners LLC

More speakers to be announced soon"}]}],"errors":["Row 193: 'column'"]},"speakerLeadForm":{"title":"The Trends that Will Transform FI/Fintech Relationships in 2025","content":"

The current fintech landscape is in a state of constant evolution. From what is happening on a regulatory front to the developments across the global banking sector, it has never been a more exciting, volatile, or challenging time to be in financial services. For that reason, 2025 is poised to be the year of the financial institution (FI)/fintech partnership. Fill out the form below to download our free PDF to learn more.

"}}